A vehicle owner reported to his insurance company that as he was changing a rear wheel the vehicle fell off the jack and the fuel tank was ruptured and caught fire. A bumper jack in conjunction with an adjustable stand was used. The questions to be answered were these: 1. Were the events, as described by the owner, likely to lead to a fire? 2. If the owner's description was not likely, was there an alternative, reasonable explanation for the fire consistent with an examination of the vehicle?
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