Henan is a populous province in China, and its banking system is sound. The development of local banks plays an significant role in economic development of Henan Province. For these factors, some suggestions are presented, such as increasing capital accumulation rate reasonably, improving the management of credit risk, realizing the diversification of profits and controlling cost-income ratio effectively. 1 Background Economic globalization promoted the rapid development of Finance since 1990s.A variety of (Various) financial products were introduced in 2013, and government significantly introduced various financial reform policies[1][2]. On February 28, 2015, the central bank announced that the deposit and loan interest rates would decreased by 0.25% form March 1st 2015, and China's financial reform process continued to accelerate. Every economic agents' need for financial system was enhanced under the market economic system, and local banks having crisis would cause a certain impact on China's economy[3][4]. Evaluating the financial risks of local banks, finding out the important factors which influenced them in Henan Province could be effectively control the financial risks[5].
This paper evaluates the ecotourism suitability of Henan province based on the ecotourism suitability evaluation system. And our research clarifies the spatial distribution of the ecotourism suitability in Henan province, China, explores the internal relations between landscape pattern and ecotourism suitability, and provides a scientific basis for the future sustainable development of ecotourism in Henan from an ecological perspective. The results show the following: 1) the ecotourism suitability is obvious differences between the eastern and western regions in Henan, with the indexes of ecotourism suitability in the western and southern regions being higher than those in other regions. The ecotourism suitability shows a trend of first increasing and then decreasing in Henan, with the highest value in 2007; 2) the Pearson correlation analysis shows that the key landscape pattern factors, including landscape patch area, shape, number, type, and spatial configuration, have an important impact on ecotourism suitability and show significant time differences.
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