The main aim of this paper is to examine the impact of institutional investor’s ownership on the financial performance of deposit money banks listed on Nigerian stock exchange (NSE). The time frame for this study is 2011-2018. Data was generated from annual reports of 15 deposit money banks listed on NSE. The result of the panel data methodology shows a positive and significant relationship between institutional investor’s ownership and banks financial performance. The study recommended that management of banks should give more attention to the large institutional shareholders due to their influence on the growth and survival of the company.
This study presents a re-examination of how net income growth and net profit margin of selected commercial banks quoted on the Nigerian Stock Exchange (NSE) are affected by corporate governance practice for the period 2005 to 2017. The Panel Ordinary Least Square (POLS) was employed to determine the relationship between corporate governance practice, net income growth and net profit margin of commercial banks, while the granger causality technique was followed in evaluating the effect of corporate governance variables on net income growth and net profit margin. After performing the analysis, we found that it is only age of the board as a corporate governance variable that significantly affect net profit margin of selected commercial banks. With respect to the banks’ specific fundamentals, it was the debt structure that significantly influenced net profit margin. We concluded hereby that corporate governance practice has little effect in predicting net income growth and net profit margin of commercial banks quoted on the Nigerian Stock Exchange on the argument that it is only the board age that influenced net profit margin significantly. We are of the opinion and still maintain that appointment into the board should be on the bases of age and experience not on friendship or relation. A young vibrant mind with skills and required experience can bring a lot of innovative ideas that is capable of even skyrocketing profitability to the amazement of shareholders. This is not to say that elderliness is an incapacitating factor in that regard.
This research work examined electronic fraud and performance of Deposit Money Banks in Nigeria. It is a truism that Nigerian banks have lost of a lot of profit owing to the nefarious activities of fraudulent people including some unscrupulous elements in the banking industry who connive with fraudsters to perpetrate fraud of different magnitude. To this end, the Central Bank of Nigeria in conjunction with Nigeria Bankers Committee established Nigeria Electronic Fraud Forum (NeFF) with the sole aim of monitoring online banks transactions and reporting any financial regulation infringements. Specifically, the objectives of this research work are to analyse the relationship between ATM fraud and performance of DMBs in Nigeria and to evaluate the relationship between POS fraud and performance of DMBs in Nigeria. The data collected were analyzed using basic descriptive ordinary least square (OLS) and multivariate regression panel data setting with econometric analyses. The results showed negative and insignificant relationship between electronic fraud channels and financial performance variables. The study concluded that there is no significant relationship between electronic fraud and financial performance of Deposit Money Banks in Nigeria in the period of study. The study recommended improved collaborations between DMBs, CBN and other stake holders via NeFF to tackle fraud.
The goal of this study is to provide empirical evidence about the impact of commercial bank Treasury bill subscription, monetary policy rate, liquidity ratio, and cash reserve ratio on the profitability of Nigerian deposit money banks. The ex post facto research design was adopted for this investigation. Ordinary Least Square was utilized for a regression analysis of the data. According to the results, there is a strong correlation between treasury bills subscription and private sector lending. The research found that the cash reserve ratio correlates highly with private sector lending. The research suggests that the Nigerian government implement measures that would assist deposit money institutions in the country to enhance their lending facilities, particularly for the private sector. To make bank borrowing appealing and inexpensive for investors, the monetary authority must also appropriately handle the quantitative instruments of monetary policy.
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