No abstract

This study offers insights into factors of influence on the implementation of flood damage mitigation measures by more than 1,000 homeowners who live in flood‐prone areas in New York City. Our theoretical basis for explaining flood preparedness decisions is protection motivation theory, which we extend using a variety of other variables that can have an important influence on individual decision making under risk, such as risk attitudes, time preferences, social norms, trust, and local flood risk management policies. Our results in relation to our main hypothesis are as follows. Individuals who live in high flood risk zones take more flood‐proofing measures in their home than individuals in low‐risk zones, which suggests the former group has a high threat appraisal. With regard to coping appraisal variables, we find that a high response efficacy and a high self‐efficacy play an important role in taking flood damage mitigation measures, while perceived response cost does not. In addition, a variety of behavioral characteristics influence individual decisions to flood‐proof homes, such as risk attitudes, time preferences, and private values of being well prepared for flooding. Investments in elevating one's home are mainly influenced by building code regulations and are negatively related with expectations of receiving federal disaster relief. We discuss a variety of policy recommendations to improve individual flood preparedness decisions, including incentives for risk reduction through flood insurance, and communication campaigns focused on coping appraisals and informing people about flood risk they face over long time horizons.

Improvements in hurricane forecasts allowing for more timely evacuations from storm-surge zones are credited with reducing lethality of US landfalling hurricanes. The deadly reach of a hurricane, however, is not limited to storm-surge zones. About 80% of direct US hurricane fatalities since 1970 occurred outside of landfall counties, with most of these fatalities caused by inland flooding. We construct a geographic information system database combining the location and cause of fatalities, estimated wind speeds, and rainfall amounts for the entire track of the storm for landfalling US hurricanes between 1970 and 2007. We analyze the determinants of total fatalities and deaths due to freshwater drowning and wind. Inclusion of inland fatalities results in no downward trend in lethality over the period, in contrast to prior research. Local storm conditions significantly affect lethality, as one-inch and one-knot increases in rainfall and wind increase total fatalities by 28 and 4%. Rainfall significantly increases freshwater-drowning deaths and is insignificant for wind deaths, while the opposite relation holds for wind speed. While coastal counties do not exhibit a significantly higher amount of lethality risk versus inland counties for total or wind-driven fatalities, freshwater-drowning fatalities occur most frequently in inland counties along the center of the storm path and its outer county tiers as we have defined them.

The most recent decades have witnessed record breaking losses associated with U.S. landfalling tropical cyclones (TCs). Flood-related damages represent a large portion of these losses, and although storm surge is typically the main focus in the media and of warnings, much of the TC flood losses are instead freshwater-driven, often extending far inland from the landfall locations. Despite this actuality, knowledge of TC freshwater flood risk is still limited. Here we provide for the first time a comprehensive assessment of the TC freshwater flood risk from the full set of all significant flood events associated with U.S. landfalling TCs from 2001 to 2014. We find that the areas impacted by freshwater flooding are nearly equally divided between coastal and inland areas. We determine the statistical relationship between physical hazard and residential economic impact at a community level for the entire country. These results allow us to assess the potential future changes in TC freshwater flood risk due to changing climate pattern and urbanization in a more heavily populated U.S. Findings have important implications for flood risk management, insurance and resilience.