Purpose: To explore the financial literacy of eleven migrant African-Australian women entrepreneurs in the Cairns region. Methods: A qualitative case study approach was used to investigate financial literacy of eleven women via semi-structured interviews; survey questionnaire; and researcher's reflective journal. Findings: revealed that: (1) all the participating women had a high level of financial literacy; (2) the higher the level of education and English language proficiency of the women, the higher the level of financial literacy. Research limitations/Implications: The data was gathered from migrant women in one geographical region, so the results are limited in applicability and cannot be inferred to be similar to different regions and cultures. Similar research could be undertaken and cover a wider region, in order to gather more substantial data from a larger number of women and obtain more representative findings. Originality/value: This study provides empirical data of financial literacy among participating women, contributes to a new body of knowledge and provides a foundation for further research in this area. The study serves to inform aspiring migrant African-Australian women entrepreneurs themselves and may inform policymakers.
The purpose of this study is to explore and identify possible barriers and challenges experienced by migrant African women entrepreneurs in the establishment and operation of their businesses in North Queensland. The study adopts a qualitative approach and employs in-depth, semi-structured interviews and site visits to participants businesses. Findings revealed that cultural factors, family, human capital, social capital and networks, and institutional factors potentially acted as barriers to the establishment and operation and of their businesses. This is a small-scale pilot study. The data was gathered from eleven migrant African women only, in a specific region, so the results are limited in applicability and cannot be assumed to apply to other cultures. The context of the research might not be considered a representative of Australia. This study provides empirical data regarding the barriers and challenges encountered by migrant women entrepreneurs and contributes to a new body of knowledge, providing a foundation for further research in this area. The study also serves to inform policymakers.
This paper sets out my rationale and objective, the motivating factors, methodology, types of data collection and analysis. The purpose of the research is to investigate and analyse the entrepreneurial experiences of Migrant African Women Entrepreneurs (MAWEs) in Regional Queensland whose businesses depend on tourism. This study is inspired by my personal experience as a migrant African woman and informed by my doctoral study in progress. Having migrated from Africa to Australia seven years ago, I noted numerous aspiring entrepreneurs among migrant African women and developed an interest in learning more about the experiences of this group, and a concern regarding the extent of their needs. The objectives are to explore MAWEs' motivation, identify the factors that enable them, the barriers they encounter and the challenges they face. This will involve excavating the role of formal and informal learning practices. Tenets of feminist theory are used to examine opportunities for formal adult education, peer-to-peer learning, and work experience that facilitates the establishment and sustainability of small business. As an insider, I can provide insights and give the participants a voice by articulating their observation and encouraging the growth of small business which contributes to the economy of regional Australia.
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