Bedrock zones transverse to regional structures may indicate barriers at depth that inhibit the propagation of fault ruptures in the Basin and Range Province. The Tertiary bedrock of the Sou Hills separates Dixie and Pleasant valleys and is transverse to the trends of physiography and historic surface faulting in central Nevada. Four lines of evidence indicate that the Sou Hills are a barrier to faulting in the seismic belt. First, total late Cenozoic vertical displacement on range‐bounding faults decreases toward the Sou Hills. Second, analyses of landforms that reflect rates of relative uplift show that Quaternary uplift decreases where range‐bounding faults meet the Sou Hills. Third, the most recent prehistoric faulting south of the transverse zone is several thousand years younger than faulting to the north. Fourth, patterns of late Quaternary fault scarps in the Sou Hills are similar to rupture patterns observed at the termination of faults elsewhere.

We study a financial inclusion policy targeting Brazilian cities with low bank branch coverage using data on the universe of employees from 2000-2014. The policy leads to bank entry and to similar increases in both deposits and lending. It also fosters entrepreneurship, employment, and wage growth, especially for cities initially in banking deserts. These gains are not shared equally and instead increase with workers' education, implying a substantial increase in wage inequality. The changes in inequality are concentrated in cities where the initial supply of skilled workers is low, indicating that talent scarcity can drive how financial development affects inequality.

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Fluvial and lacustrine landforms and their soils provide data that constrain the rates and times of late Quaternary tectonism at the Terrace Creek study site in Dixie Valley, Nevada. The most useful data for describing the terrace and fan chronosequence are stratigraphy, degree of surface dissection, desert-pavement development, and the Harden (1982) quantitative soil-development index. Two older terraces predate the 12,000 year old highstand shoreline of pluvial Lake Dixie, but two younger terraces and two correlative alluvial-fan surfaces postdate the shoreline. Each of the four terraces is truncated by piedmont faulting. At least one Holocene faulting event preceded the 1954 event; maximum Holocene displacement is about 2 m, including the 1954 event.