Digaungkannya Gerakan Nasional Non Tunai (GNTT) oleh Bank Indonesia adalah bentuk dari implementasi kebijakan non-tunai di Indonesia. Transaksi non-tunai diharapkan membawa dampak-dampak positif bagi sebuah perekonomian. Dengan menggunakan metode studi literatur, makalah ini menggali manfaat, tantangan dan peluang pada penerapan kebijakan non-tunai. Perkembangan penerapan uang elektronik juga dibahas untuk mengetahui bagaimana gambaran penyelenggaran uang elektronik di Indonesia. Hasil dari penelitian ini menyatakan bahwa regulasi, model bisnis dan infrastuktur penyelenggaraan uang elektronik adalah hal-hal fundamental yang harus diperhatikan guna mencapai tujuan penggunaan uang elektronik dan operasional uang elektronik yang lebih baik di masa depan.
Tourism is considered as big industry which growing up faster compare to other industry in this recent year. It is reported that Indonesia received approximately 11.5 million of international tourists in 2016. Because the tourism shows significant trend in Indonesia and getting strong position in the third rank as the foreign revenue for this country, the government willing to boost up the factors that might contribute more on attracting international tourist. This study tried to analyse the determinant factors of international tourist in Indonesia by using Random Effect Model. The variables are GDPs origin and destination country, exchange rate of origin country, free visa impact and length of distance in Indonesia during the period of 2006 to 2016. The study found that all variables are statistically significant. GDPs origin and destination country and country with visa-free entry have positive effect to the number of international tourist arrival while the rest which is exchange rate of origin country and length of distance have negative effect to the international tourists. Hence, the government needs to promote aggressively to the international tourist by conducting important events, increasing the number of countries that receive Indonesia free visa and maintain the GDP in both origin and destination country.
Corporate governance becomes an interesting discussion when financial crisis occurs caused by financial scandals in 1980. Since then, many corporate governance concepts have emerged, including the concept of Islamic corporate governance (ICG). However, ICG research is still limited to the discussion of methodology development science. This study attempts to explain the development model of Islamic corporate governance theory by using the literature review method. The result of this study indicates that the development model of Islamic corporate governance theory can use a non-modification model that comes from the teachings of Islam and non-modification model that combines various sources.
Many studies show that one of the biggest challenges in Islamic banking is related to lack of proper and effective Shariah governance. By focusing on the role of Shariah Supervisory Board (SSB), this paper attempts to extract some keys on how to achieve better performance and development of Islamic banking industry by reviewing previous studies. This study was done by using literature review approach. This study concludes that increasing the size of SSB, improving higher skills and competences of SSB members, keeping the independency of SSB member as well as the need of Central Shariah Board (CSB) and shariah auditor would affect to better performance of Islamic banking.
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