Performance is an important aspect of the organization. Performance can be influenced by various factors, including discipline and work motivation. Therefore the purposes of this study are 1) to find out to what extent the influence of Discipline on Employee Performance; 2) to know to what extent the influence of the Work Motivation on Employee Performance; 3) to figure out to what extent the influence of simultaneous discipline and work motivation on Employee Performance. This quantitative method employed multistage sampling that was done in stages. It was based on the scope of employees in BTPN Gorontalo. The analysis tool used was a mathematical model of Multiple Linear Regression with SPSS 16.0. Moreover, all BTPN Gorontalo employees were taken as the population in this study. The results of the t-test of variable of discipline significantly influence employee performance seen from tcount (4,388) ¬>ttable(1,729); while the variable of work motivation has a significant effect on employee performance behavior seen from tcount (2,379) > ttable (1,729). Based on the calculated value of 13,532 with a p-value (sig. Value) of 0,000. This value is much lower than 0.05, which means it has simultaneous effect. According to the calculation of the determination coefficients, it is obtained R Square value of 0.501. This value means 50.1% of the variability regarding Employee Performance can be explained by the independent variables in the model (Discipline and Work Motivation), while the remaining 49.9% is influenced by other variables.
Therefore, this study aims at examining the realization of the allocation of village fund, income per capita, and what factors determine the effectiveness of the implementation of village fund allocation policies in Gorontalo District. The complexity of implementing village fund policies requires caution in empirical studies in the field. Therefore the research approach uses qualitative methods. The data source in this study was primary data, which was conducted using a matrix of problem-based interview guidelines. Further, the data analysis techniques used consisted of data collection, data display, data condensation and verifying drawing conclusions. Data obtained in the field show that the allocation of village fund continues to increase. The impact of an increase in the allocation of village fund to the level of development in the village can be seen through per capita income in the last five years that has increased. Furthermore, the results of empirical studies in the field show that there are five important factors that determine the effectiveness of the implementation of village fund policies in Gorontalo District, namely 1) Participation, 2) communication, 3) resources, 4) attitude of implementers 5) organizational structure of implementers, 6) environment.
This paper discusses how to solve problems occurring in the risk management of musyarakah mutanaqisah contract on home financing in sharia banks in Indonesia, particularly on its legal and operational issues. This study used a qualitative method using library data collection techniques and interviews. The study found that legal and operational risk management issues could be satisfactorily resolved by agreement of rescheduling, adding new conditions, and using new structures in accordance with Islamic teachings and applicable positive laws. In addition, ownership proof of some is needed to minimize the risk for the bank and the customer.
AbstrakSektor ril telah terbukti mampu memberikan kontribusi penting dalam pembangunan ekonomi di daerah. Kabupaten Gorontalo memiliki beberapa kelompok binaan usaha mikro kecil sulaman kain karawo, yang diantaranya berlokasi di desa wisata religius Bongo. Peran perguruan tinggi yang dilaksanakan melalui pengabdian masyarakat difokuskan pada upaya konkrit secara bertahap dan terukur dalam meningkatkan Pemberdayaan Masyarakat. Kegiatan ini dilaksanakan pada kelompok sasaran pengrajin sulaman kain karawo untuk menciptakan keunggulan produk karawo yang memenuhi Standard Mutu Pasar Moderen di tingkat lokal, nasional dan internasional. Adapun tema kegiatan pengabdian adalah penguatan kapasitas tata kelola keuangan, bahan baku, proses dan produksi bagi kelompok masyarakat pengrajin karawo Desa Wisata Religius Bongo. Berdasarkan hasil implementasi kegiatan pada khalayak sasaran maka diperoleh hasil sebagai berikut : 1) terdapat peningkatan pemahaman terhadap teori dan kemampuan dalam praktek tata kelola keuangan oleh kelompok sasaran. 2) meningkatnya kemampuan dalam pemenuhan bahan baku berdasarkan kebutuhan produksi. 3) terstandarisasinya proses produksi ragam produk karawo. 4) terpenuhinya kebutuhan ragam produk kain karawo sesuai dengan kebutuhan pasar. Pada dasarnya secara keseluruhan rangkaian kegiatan pengabdian masyarakat telah memberikan pengalaman empirik dan manfaat baik bagi kelompok masyarakat sebagai sasaran, tim dosen pelaksana, perguruan tinggi dan pemerintah setempat.Kata kunci: Penguatan Financial, Bahan Baku, Produksi, Proses AbstractThe real sector has evidently been able to provide an important contribution to regional economic development. Gorontalo regency has a number of small and micro enterprise groups of Karawo artisans participating in a development program; some of the groups are based in religious tourism village Bongo. This activity targets the group of Karawo artisans to promote quality Karawo products that meet the local, national, and international standard of modern market quality. The theme of the community service revolves around the capacity reinforcement of financial, raw materials, process, and production management for the Karawo artisan enterprises in religious tourism Bongovillage. The resultsreveal that: 1) there is an improvement in the insight regarding the theory and the ability in the practice of financial management of the target groups, 2) there is an improvement regarding the capability of thefulfilment of raw materials based on the production needs, 3) the productionof Karawo embroidery has been standardized, 4) the fulfilment of the needs of other varieties of Karawo embroidery based on the market needs. Generally, the overall activities of community services have provided the community with empirical experience and advantages for the target community, lecturer team, universities, as well as the local government.Keywords: Reinforcement of Finance, Raw Materials, Process, Production
The universities’ high and low competitiveness in Indonesia is inseparable from the low quality of services and the management or governance in universities. As a public institution, a university or higher education has an obligation to carry out public services in the fields of education, research, and community service. To achieve superiority and good competitiveness, the university governance in Indonesia can be observable from the Key Performance Indicator. Besides, the implementation of the three pillars of higher education through the achievement of the key performance indicator results in the performance of good university governance. To achieve good governance performance, thus; transparency, accountability, responsibility, independency, and fairness are required. This present study aimed to reveal the effect of transparency, accountability, responsiveness, independency, and fairness on the governance performance of universities in Indonesia. At the same time, this study relied on the ex post facto research method. The findings based on partial and simultaneous testing depicted that the factors of transparency, accountability, responsibility, independency, and fairness positively and significantly affect the governance performance of state universities at Universitas Negeri Gorontalo.
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