Digital literacy training programs (DLTPs) are influential in developing digital skills to help build a more inclusive and participatory ecosystem. This study presents a review of 86 studies related to DLTPs for marginalised populations in developed and developing countries. It aims to understand (a) the profile of DLTPs, (b) the digital competences incorporated in the training curriculum and (c) tangible outcomes of Internet use post-training. The review indicated that developed countries focus more upon developing digital literacy in elderly populations. In contrast, the focus still lies in developing digital literacy among people with low skills and education levels in developing countries. The training curriculums focus mainly on developing information-seeking and communication competencies, besides the basic operations of digital devices. Most of the studies reported an increase in the personal-level outcomes around health, leisure and self-actualisation achieved post-training. This study can help policymakers, practitioners, and educational researchers improve the scope and quality of educational programs and contribute to people's digital empowerment and well-being.
The governments and private sectors have taken several national or regional digital literacy training programs (DLTPs) to mitigate digital inequalities. However, there are noticeable differences in impact and outcomes produced by programs. Since digital literacy is essential for any technical vocational education and training (TVET), this study explores possible barriers influencing the effectiveness of DLTPs at different level levels. Relevant publications were synthesized and coded using a systematic literature review to link main research findings with specific barrier categories. It was found that at the administrative level, policy planning and administrative designing, whereas at the training level, infrastructure followed by training and pedagogy emerged as the most critical determinants for the effectiveness of DLTPs. At an individual level, lack of family support significantly affect learning behaviour. A strategic model for the effective implementation of DLTPs is provided. This study constitutes an essential input for research on the digital literacy training literature providing educators and program stakeholders with a reinforced understanding of various ways to manage DLTPs at different levels. Consequently, it closes some identified knowledge gaps and offers additional insights to improve the DLTPs performance at the community level.
The development of financial literacy (FL) is significantly influenced by financial literacy training programs (FLTPs), which aid in creating an ecosystem that is more inclusive and participative. This study reviewed 22 studies on FLTPs for marginalised women in developed and developing countries. It seeks to comprehend (a) the characteristics of FLTPs and (b) the impact of FLTPs on women’s financial behaviour. The findings highlight that existing research has demonstrated an overall improvement in post-training financial behaviour, particularly in bank ownership, savings, and expenditure. This indicates that FL programs and interventions can positively impact women’s financial inclusion and empowerment. However, the study also acknowledges the need for further research to delve into women’s specific challenges in various regions and contexts. Understanding these unique challenges is crucial for developing targeted strategies that address women’s particular needs and circumstances in different situations. This study provides valuable insights and guidance to various stakeholders – practitioners, academics, and policymakers – enabling them to make informed decisions and implement impactful measures to promote FL and inclusion among women.
P. Martino, Blockchain and Banking: How Technological Innovations are Shaping the Banking Industry, 2021. Switzerland: Springer Nature, 109 pp., ₹6,468 (Paperback). ISBN: 978-3-030-70969-3.
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