The purpose of this study is to find the design of Micro, Small, and Medium Enterprises (MSMEs) development through profit-sharing schemes seen from the perspective of MSMEs actors in East Java - Indonesia. This research was conducted in East Java, Indonesia, selecting research locations carried out randomly and then determining the respondents proportionally. Respondents in this study were 220 MSMEs actors using the proportional random sampling technique. The data analysis technique used is warped partial least square to look for the design partially and through intervening. This study uses mudarabah financing and musharakah financing as exogenous variables, principles of profit-sharing distribution as intervening variables, and development of MSMEs as endogenous variables. The findings in this study are the contribution of profit-sharing distribution as an intervening variable in the development of MSMEs through the mudarabah financing scheme and the musharakah financing with the dominance of the musharakah financing. The ideal design of the development of MSMEs is the use of mudarabah financing and musharakah financing by applying the profit-sharing distribution principle following the principles of Islamic Sharia.
This study provides an overview of the development of MSMEs from the perceptions of MSMEs, not from the perspective of Islamic financial institutions. The purpose of this study is to show the development model of MSMEs through a profit-loss sharing agreement that is applied to the type of bound investment. It is applied in the mudharabah muqayyadah contract through the principle of profit sharing distribution. The method used in this study is a survey of MSMEs. The results of this study indicate that the development of MSMEs can be carried out with a mudharabah muqayyadah agreement through the principle of profit sharing distribution. To develop MSMEs in order to gain increased revenue, enlarge business scale, and diversify businesses, there needs to be a fair distribution of profit-loss sharing with the principles of revenue sharing, profit sharing, and agreed risk builders despite restrictions in business management such as the type of business determined by the owner of the fund, there are limits in the management of funds, as well as restrictions in running a business or investment, where businesses run must be guided by sharia principles
Penelitian ini menunjukan nilai hasil penelitan dengan judul Pengaruh Personal Style Leadership, Kepemimpinan Karismatik Dan Kepemimpinan Transformasional Terhadap Turnover Intention Karyawan PT. Doulos Tritunggal Lanchano Di Sidoarjo. Populasi penelitian ini 53 orang dan sampel yang digunakan 53 orang, penelitian menggunakan teknik Nonprobability Sampling yang dipilih Sampling Jenuh (sensus), hasil perhitungan penelitian ini menunjukan dengan cara parsial dan simultan berpengaruh signifikan & juga positif terhadap variabel Turnover Intention pekerja PT. Doulos Tritunggal Lanchano Di Sidoarjo.
The retail industry in Indonesia is currently experiencing unpredictable ups and downs. Many retail stores are closed and new ones keep popping up. Changes in the environment that keep happening make retail owners / management have to understand the changes themselves. For this reason, the business model must be determined in order to be able to compete with competitors. The purpose of this study is to determine the Wendys retail store business model using the (BMC) Business Model Canvas method. This research method uses descriptive analysis with the Business Model Canvas method using primary and secondary data. The customer segment of the Wendys retail store is local residents. Its value proposition is convenience of the shop building, product layout on the storefront, easy access, friendly service and product completeness. The main channels used are shop buildings and social media. Customer Relations is a delivery service for certain customers. Key activities are finding suppliers at low prices, purchasing products, processing products for sale (sorting, packaging), and keeping merchandise clean, well-maintained and resaleable. Main Resources owned are shop buildings, shop facilities and shop attendants. Its main partners are consumer goods suppliers and retail store communities. The cost structure includes operational costs which include product maintenance and maintenance, salaries, electricity, water. Non-operational costs depreciation of building value. The revenue stream is only from product sales.
Saat ini tidaklah sulit untuk melakukan penyusuan laporan keuangan yang baik dan benar. Banyak aplikasi yang menyediakan kemudahan bagi pelaku usaha untuk meyusun laporan keuangan. Pencatatan secara digital saat ini sudah mulai menggantikan pencatatan secara manual. Kemudahan dan kesederhaan dalam pemakaiannya sangat membantu pelaku usaha untuk menyusun laporan keuangan dan menghindari terjadinya kesalahan pencatatan. Pelaku usaha dapat mengatur keuangan dengan cepat, cermat dan tetap akurat. Kedai Reny merupakan salah satu UMKM catering Yayasan Naeema yang berada di Jalan Tapan RT 14 RW 03 Desa Kerjo Kecamatan Karangan. Usaha catering ini tidak hanya menjual makanan tetapi juga minuman. Kendala yang dialami Kedai Reny yaitu masih manualnya pencatatan laporan keuangan sehingga Kedai Reny terkadang mengalami kesulitan dalam pencatatan pemasukan dan pengeluaran kas nya terutama ketika kedai lagi ramai. Pencatatan pemasukan dan pengeluaran usahanya juga dilakukan ala kadarnya, sehingga banyak pengeluaran yang tidak tercatat meskipun nilai nya kecil. Metode pelaksaan dalam pengabdian masyarakat ini dilakukan melalui 4 tahapan, yaitu pelatihan, praktik, monitoring dan evaluasi. Hasil dari kegiatan pengabdian masyarakat ini yaitu pengelola Kedai Reny telah mampu mengaplikasikan penggunaan aplikasi keuangan untuk android diantaranya buku warung. Pengguaan aplikasi buku warung membantu pengelola kedai mencatat transaksi menjadi lebih mudah, cepat, tepat dan teratur. Kelalaian dalam terlambat mencatat atau lupa mencatat pengeluaran atau pemasukan dapat diminimalisir. Penggunaan aplikasi keuangan selaian memudahkan dalam pencatatan transksi juga memudahkan pengelola kedai untuk mengetahui laba atau rugi kedai secara real time. Manfaat lain yang dirasakan oleh pengelola kedai yaitu dalam pencatatan persediaan kedai. Mereka menjadi mengetahui trend penjualannya. Melalui evaluasi penjualan yang ada di aplikasi, pengelola keuangan menjadi mengetahui saat kapan penjualan meningkat dan menurun. Pengelolaan persediaan menjadi lebih mudah, mereka tidak lagi kekurangan stock persediaan bahan maupun tidak ada lagi bahan makanan yang menjadi basi dengan adanya fitur informasi atau peringatan stok yang menipis.
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