The distribution of risk of coastal inundation, and the potential benefits of adapting to protect against inundation, vary greatly both within and between coastal communities. This diversity is a result of physical factors, such as the risk of storm surge, sea level rise projections, and the topography of the landscape, as well as socio-economic factors, such as the level of development, and the capacity within the community to adapt. Despite this strong local variation, various communities share common characteristics that constrain or enable different adaptation options in different situations. Understanding these drivers is likely to be important in engaging coastal communities in the discussion around adaptation and may provide new insights into which adaptation options are suitable for each of our at-risk coastal communities. We performed a property-level analysis of 6 suburb-sized case studies distributed along the coast of Queensland, Australia. We assessed the potential economic costs of inundation events now and in the future under sea level rise projections, and the potential avoided costs following adaptation to protect against inundation. We went beyond this to estimate the distribution of risk in each community and compared the potential costs of adaptation with the capacity of the community to pay for their implementation. We used these insights to propose a typology of coastal communities based on their exposure to total inundation risk, the distribution of that risk within the community, and their capacity to adapt.
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