This paper investigates factors that influence Romanian companies to use Internet as a means to conduct their banking activities. The research model in this study was developed based on previous works that utilized technology acceptance theories and related empirical studies on the adoption of information technologies in economic activities, such as e-commerce and ebanking. Questionnaires were distributed to companies' managers in Romania. The data collected were subjected to factor analysis and multiple regression. The results show that compatibility, technical resources and self-efficacy have significant effect on the intention of the managers to use e-banking. Findings of this study indicate the importance of these three factors in influencing the Romanian companies to adopt e-banking. Addressing these factors in banks' marketing strategy may enhance their success to expand e-banking services to new corporate customers.
The main financial barrier of large scale implementation of green building retrofitting investments is due to the relatively large investment volume needed, compared to the future flow of yearly energy savings or/and yearly estimated differences of incomes collected, if the building is a commercial building (commercial center, office building, hotel or even residential rental building). The uncertainty implicitly involved in this estimation, both for the future savings and for the yearly differences of incomes, which are usually not very large, both make these investments apparently not so attractive for private investors, especially for owners of residential buildings, with limited self-financing power. Nevertheless, from the society point of view, the benefits created by saving the energy and consequently reducing the carbon foot print, can be very attractive. That is why the public support is often used as an “impulse solution” for implementation of these investments. The Cost Benefit Analysis methodology, particularized for these investments, is presented in this chapter.
The main financial barrier of large scale implementation of green building retrofitting investments is due to the relatively large investment volume needed, compared to the future flow of yearly energy savings or/and yearly estimated differences of incomes collected, if the building is a commercial building (commercial center, office building, hotel or even residential rental building). The uncertainty implicitly involved in this estimation, both for the future savings and for the yearly differences of incomes, which are usually not very large, both make these investments apparently not so attractive for private investors, especially for owners of residential buildings, with limited self-financing power. Nevertheless, from the society point of view, the benefits created by saving the energy and consequently reducing the carbon foot print, can be very attractive. That is why the public support is often used as an “impulse solution” for implementation of these investments. The Cost Benefit Analysis methodology, particularized for these investments, is presented in this chapter.
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