SUMMARYModern agriculture relies on simultaneous application of fungicides, insecticides, fertilizers and adjuvants. The selection of compounds for tank-mixes has been rarely studied and it presents a risk in the application of pesticides but the quality of water should also be considered. The aim of this study was to assess the phytotoxic effects of several fungicides, insecticides, a complex fertilizer, an adjuvant and their mixtures on pepper (Capsicum annuum L.) as a test plant, depending on water quality. The effects of the pesticides: azoxystrobin (Quadris, 0.75 l/ha), mancozeb (Dithane M-70, 2.5 kg/ha), thiamethoxam (Actara 25-WG, 0.07 kg/ha) and cypermethrin (Cipkord EC-20, 0.3 l/ha), a complex fertilizer (Mortonijc plus /hereinafter: M+/ 3kg/ha), an adjuvant (Sillwet 77-L, 0.1 l/ha) and their mixtures, were assessed depending on the quality of water (well water -slightly alkaline, very hard and with high nitrite content; tap water -neutral and slightly hard; surface water -alkaline, slightly hard and with high content of nitrite and ammonia) using a puncture method. The effects were assessed after seven days by measuring the diameter of chlorosis and/or necrosis around puncture sites, and were expressed in mm 2 . The significance of differences between treatments was analyzed using a one-way ANOVA (LSD 0.05 %). In the slightly alkaline and very hard well water, all spray liquids containing Dithane M-70 caused a significant increase in leaf chlorosis area (from 6.0 to 25.2 mm 2 ), compared to the control and other treatments. In the neutral and slightly hard tap water, all spray liquids containing Dithane M-70 caused a significant increase in leaf chlorosis (5.3 to 7.9 mm 2 ) compared to the control and the other spray liquids, although its phytotoxicity in that water was at a lower level than it was in well water. However, in the weakly alkaline and slightly hard surface water from the river Sava, Dithane M-70, Dithane M-70 + Actara WG-25, Dithane M-70 + Sillwet L-77, and Dithane M-70 + Actara 25-WG + M+ showed a significant increase in phytotoxicity, compared to the control.