Adanya pandemic ini berdampak pada beberapa sektor, salah satunya sektor pertanian. Banyak petani yang mengeluh karena mengalami penurunan pendapatan sejak pandemi COVID-19, khususnya petani di Desa Palongan, Kabupaten Sumenep. Tujuan penelitian ini yaitu untuk mengetahui perbedaan pendapatan petani tembakau di Desa Palongan sebelum dan sesudah Covid-19. Peneliti menggunakan metode kuantitafif deskriptif dengan melakukan wawancara kepada petani dan pengisian kuesioner sebagai penunjang untuk mendapatkan data. Metode analisa penelitian ini menggunakan perhitungan biaya usahatani, penerimaan usahatani, serta pendapatan usahatani. Peneliti menggunakan uji hipotesis paired sample t-test untuk mengetahui rata-rata perbedaan pendapatan antara sebelum dan setelah pandemic covid-19. Kata Kunci : Pandemic Covid-19, Pendapatan, Petani
Salah satu masalah yang sering terjadi pada rumah tangga yaitu mengenai pengelolaan keuangannya. Jumlah pengeluaran yang dialami rumah tangga yang belum bisa terkontrol karena belum bisa manajemen dengan baik. Jumlah populasi yang diteliti adalah 168 responden, namun ada beberapa permasalahan yang sering terjadi pada ibuibu rumah tangga yaitu kurangnya perencanaan terkait anggaran, tidak adanya laporan keuangan yang benar, dan yang umum terjadi yaitu menggabungkan keuangan pribadi dan usaha sehingga pengelolaan arus kas tidak jelas. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan ibu rumah tangga terhadap perilaku pengelolaan keuangan keluarga. Metode yang digunakan dalam penelitian ini yaitu kuantitatif deskriptif. Penelitian ini menggunakan 45 responden dengan teknik pengambilan data yaitu Purposive Sampling. Variabel independen dalam penelitian ini yaitu Basic Financial Literacy dan Financial Behavior, sedangkan variable dependen yaitu pengelolaan keuangan. Teknik pengambilan data menggunakan kuesioner (skala likert). Teknik analisis data yang digunakan yaitu analisis regresi linier berganda. Untuk memperkuat data kuesioner dilakukan uji validitas dan reliabilitas. Digunakan uji normalitas, uji liniaritas, uji multikolinieritas, uji heteroskedastisitas, dan uji auto korelasi untuk memberikan kepastian data yang dimiliki tidak bias. Pengujian hipotesis pada penelitian ini menggunakan uji t-hitung (parsial), uji F (simultan), dan kofisien determinasi (R). Hasil dari penelitian ini menunjukkan bahwa basic financial literacy dan financial behavior berpengaruh positif dan signifikan terhadap pengelolaan keuangan Ibu Rumah Tangga.
The behavior of family financial management is fundamental to be considered by household financial managers. Finance is one of the most critical factors in the family. Family finance actors must be wise in applying it in everyday life. This study aims to determine family financial management carried out by the community. This study uses quantitative methods. The sampling technique in this study uses the accidental method. The independent variables used in this research are financial literacy, financial attitude, financial knowledge, financial experience, education level, and personality. The dependent variables used in this research are the behavior of family financial management. This study uses multiple linear regression analysis. The results of the research that has been carried out state that the variables that are significantly related are financial knowledge and financial experience. At the same time, financial literacy, financial attitude, education level, and personality are unrelated. Family financial management is influenced by financial knowledge and financial experience. This can reveal that good financial knowledge and financial experience can manage family finances properly.
The research was carried out to find the influence of training material and methods of training toward workability. The study was conducted respectively from an employee of PD BPR Bantul Yogyakarta. The purpose of this research is expected to be useful for stakeholders in seeing CSR disclosure in the company in testing and analyzing its effect on the company's financial performance and with the presence of anti-corruption exposure, whether it will strengthen the impact of CSR disclosure on the company's financial performance. The study population in this study were all mining companies registered on the Indonesia Stock Exchange in 2016-2018 with a total of 63 companies. The research sample was taken using a random sampling technique that was calculated by the Slovin formula so that 54 samples were obtained for analysis. Linear Regression Analysis and Moderation Regression Analysis were chosen as the analysis technique used in this study. The results show that CSR disclosure does not affect the company's financial performance, and anti-corruption disclosure does not affect the relationship between the two.
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