Данная статья посвящена изучению вопроса оценки конкурентоспособности коммерческого банка в современных условиях, представлены основные методики оценки конкурентоспособности банка.
Factors of national economies competitive abilities are researched in the article on the basis of system implementation of Industry 4.0. It is noticed that the majority of economically developed countries in their competitive abilities to a greater extent are focused not on natural but acquired factors which include technological ones. Technologization is leading to the formation of the top style of industrial production. The pyramid of intellectual leadership has been analyzed which is gradually moving from emotional to business and then to collective and spiritual leadership. The concept of relatively low cost of innovations in connection with the active introduction in production, distribution, exchange and consumption of digital technologies is substantiated. Advanced digital technologies used by the production companies in the world have been emphasized and analyzed. Necessity of social functions implementation by business including production and distribution of digital goods has been proved. Production and implementation of digital goods provide formation of moral foundation of socioeconomic activities. Findings: It is noticed that a small number of Russian companies mainly use the second-tier digital technologies. Venture investment riorities in Russia which include cloud technologies, software, cybersecurity are highlighted. A proposal on the necessity to form a digitalization strategy of production activities on the basis of technological platforms in cooperation with industrial clusters in the field of information technology has been formed. Transition from low-tech to hightech type of industrial production on the basis of development of pharmaceutical and biotechnological clusters which possess high competitive advantages has been proved.
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