In the paper an attempt was made to study the performance of Indian Banks with the help of CAMEL rating system, taking eighteen banks (eight being Private Sector Banks and ten being Public Sector Banks) over the period of ten years from (2004 to 2013) and then finding out their efficiency of banks with the help of DEA in terms of gaining confidence from investors and ranking them accordingly. Our finding suggests that private sector banks are in advantage situation and thereby hinting at the possibility of further improvisation of most of the public sector banks. Private sector banks show marked consistency in their efficiency level during the period under study. Index Terms-DEA, CAMEL rating, Indian banks.
The purpose of this paper is to examine the influence of demographic attributes on investment decision-making. We consider six demographic attributes such as gender, age, education, profession, income and number of dependents for analysing their influence on the investment decision making of the urban investors of the Asansol-Durgapur industrial belt, West Bengal, India and intend to forecast the risk tolerance behaviour. Around 2000 respondents took part in our study. The primary data were analysed using logistic regression and subsequently, we used the linear discriminant analysis method for validation purposes. We notice that gender and profession are the two demographic factors that have the most significant impact on the financial risk tolerance (FRT) of the retail investors, whereas income and number of dependents have negligible impact.
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