Notary is required in a credit agreement which is performed by the bank and its debtor. Problems studied in this research was about the role of Notary in the implementation of Credit Agreement, the factors causing the occurrence of defaults with the guarantee of Mortgage Rights and efforts to settle default disputes with Mortgage Right loan agreement. The method used in this research was with the sociological juridical approach, it was sourced from collecting data obtained from the primary and secondary data, then the data were analyzed by qualitative analysis method. The result of the research are the role of a Notary in the implementation of Credit Agreement is to make the credit agreement requested by the creditor, responsible for the credit document made, and the Notary in charge and responsible to provide guidance and advice to the bank related to the credit documents. Regarding factors causing default with guarantee of Mortgage Rights and settlement of loan defaults is caused by several factors such as internal factor of bank, customer factor and external factor of bank and debtor. The settlement of default is done in 2 options, that is in litigation and non-litigation settlement.Keywords: Credit Agreement; Default; Guarantee; Mortgage Rights.
This research was made based on the Government Regulations of the Kudus Regency issuing Regional Regulation No. 12 of 2017 concerning Modern Store Arrangement and Guidance roomates requires Modern Stores to establish partnerships with the Small and Medium Micro Enterprises (UMKM), as well as discussing the operational hours items, namely the people of Kudus Regency who have implemented a a policy of obligation to establish partnerships between Several modern stores Small and Micro Businesses and intermediate so that in this thesis to find out the factors that Become obstacles and how the District Government's Strategic Efforts in developing Small and Medium Micro Enterprises. This research uses descriptive type or types of research. Descriptive research is a type of research that describes the findings of variables in the field that do not require a hypothesis scale. So its nature only illustrates and describes the findings in the field. The results of this study are based on interviews with the District Office of the Kudus Industry, the Department of Trade in the District of Kudus, and the empowerment of Micro Small and Medium Enterprises.Keywords: Implementation; Empowerment of Micro Small and Medium Enterprises; Public Policy; Modern Stores.
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