The Amanah Bangsa Islamic Bank Financing Bank exists and grows as a bank that is able to provide banking services based on sharia principles. As a community facility, BPRS Amanah Bangsa offers a time deposit product or often referred to as Time Deposit. Deposits at BPRS Amanah Bangsa are savings using a mudharabah contract, where the customer is called sahibul maal while the bank is the mudharib. Funds in deposits are guaranteed by the government through the Deposit Insurance Corporation (LPS) with certain conditions. Usually Deposit products have a storage period of 1, 3, 6, or 12 months according to the wishes of the customer. Deposits can also be renewed automatically when they are due until the owner withdraws the deposit. The mudharabah contract application in time deposits products at BPRS Amanah Bangsa is a contract whose management meets the mudharib (bank) responsibilities and the customer is obliged to follow the provisions given by the bank.
Entrepreneurship is one of the factors that can stimulate the improvement of the Indonesian economy because it can increase people's productivity, stimulate the wheels of the national economy, develop creativity and community abilities, and can also increase foreign exchange and attract foreign investors to invest in Indonesia if entrepreneurship runs smoothly. The government also encourages the birth of young entrepreneurs through the socialization of KUR Goes to Campus. Interest in entrepreneurship can be influenced by several factors including: emotional intelligence, independent attitude and the environment. This study aims to test and prove empirically the influence of emotional intelligence on interest in entrepreneurship, the influence of independent attitude on interest in entrepreneurship, and the influence of the environment on interest in entrepreneurship with the object of research being students of the Politeknik Bisnis Indonesia. The contribution of this research is useful in developing the entrepreneurial spirit among students, increasing interest in entrepreneurship and as an evaluation in entrepreneurship learning. This research is confirmatory and will empirically examine the structural relationship between variables. Methods of data collection using a questionnaire. The object used for the sample in this study were 68 students of the Indonesian Business Polytechnic. Data analysis was carried out using a structural equation model to test the research hypotheses using the SMARTPLS 4 application. Independent attitude and environment have a significant influence on the variable of Entrepreneurial Interest. From this study, the results of the statistical T test on the Emotional Intelligence variable with a value of 0.941, independent attitude with a value of 2.890 and Environment with a value of 23,879 explain that the independent attitude and environment variables have a significant influence on the entrepreneurial interest variable.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
hi@scite.ai
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.