The purpose of this study was to determine whether the Islamic financial literacy and the indicator as the knowledge, ability or skills and the confidence have a significant effect together and partially to the preferences of using the Islamic financial services. This type of research is descriptive research, while the method of analysis used in this study is the method of binary logistic regression analysis. The data used is primary data by the method of distributing questionnaires to users and non-users of Islamic financial services in Jakarta spread to the period April to May 2014. The results of this study indicate that Islamic financial literacy significant influence preference use Islamic financial services. In further testing, the knowledge indicator is partially significant toward the preferences of the use of Islamic financial services, as for indicators of ability and confidence does not affect the preferences of the use of Islamic financial servicesDOI: 10.15408/etk.v15i1.3115
This article examines the role and function of Nazhir (guardian of endowment) in the empowerment of waqf objects in the Legal District of Bogor Regency, West Java, Indonesia. The aim is to increase Nazir's professionalism in increasing the productivity of waqf assets to be able to provide maximum benefits to the general public (ummah) in a sustainable manner. In Bogor district, there are waqf assets in the form of land totaling 5,686 locations within land areas of 4,433,860 M2. With such a large number of waqf assets, if managed professionally, the waqf will certainly be able to bring the sustainability of the Ummah economy, especially the sustainability of education for the younger generation. However, as this study found, only a few Nazhirs in the Bogor Regency area who have begun to develop productive waqf assets. The majority of Nazirs still use the old pattern which is not conducive to the development of the productivity of waqf property. Therefore it is necessary to optimize the role and function of Nazhir through continuous coaching by the Indonesian Waqf Board (BWI). In the form of (1) meetings in the context of coaching, (2) training activities, and (3) socialization related to the latest regulations regarding the management of waqf objects.
This study aims to analyze the selection criteria considered by students in choosing a Sharia bank; know the level of student knowledge of Islamic banking products; and analyzing consumer attitudes towards Islamic banks. The research subjects were students who used the services of Islamic banks or those who did not use Islamic banks in Jakarta. Data analysis methods are statistical descriptive and factor analysis. The analysis concluded that there were six factors that were considered by students in choosing a Sharia bank, including: perception and process, physical condition, price, human resources, relationships and location factors. Consumer perception is the most influential factor on consumer decisions in choosing a Sharia bank. In general, the majority of respondents have limited knowledge about Islamic banking. Religion is not the main reason for students to choose a Sharia bank. Students consider Sharia bank service friendliness more than other factors
The study aims to examine students' behavior described through the theory of planned behavior (TPB) to use Islamic financial services by moderating knowledge. Primary data was used with 350 samples of a random population. Data were analyzed using Smart PLS assistance. The results of this study indicate that there is a significant influence on attitude has a positive relationship, but it does not have a significant effect on the intention to use Islamic financial services. The subjective norms and perceived behavioral control positively influence a positive relationship to use Islamic financial services. As for moderating the choice to use Islamic financial services on the personal norm variable, it has a negative direction but has a significant effect. Perceived behavioral control variable has a positive relationship and significantly impacts using Islamic financial services with the moderation of knowledge. Meanwhile, attitudes moderating knowledge do not significantly affect the intention to use Islamic financial services but have a positive direction.
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