Penelitian ini bertujuan untuk mengetahui dan menganalisis mengenai motivasi belajar mahasiswa, dengan menggunakan alat ukur yang diadopsi dari MSLQ. MSLQ merupakan kuesioner yang digunakan untuk mengukur motivasi belajar mahasiswa, mengetahui pengaruh motivasi belajar terhadap prestasi akademik mahasiswa, serta melihat perbedaan motivasi belajar mahasiswa berdasarkan program studi dan gender. Responden penelitian ini adalah mahasiswa STIE Musi yang aktif dari program studi manajemen dan program studi akutansi dari semua angkatan. Teknik pengambilan sampel menggunakan sampling accidental. Hasil penelitian menunjukkan motivasi belajar mahasiswa STIE Musi tergolong sedang, dengan nilai rata-rata 3,21. Hasil pengujian regresi terdapat pengaruh antara motivasi belajar terhadap prestasi akademik mahasiswa, sedangkan dari hasil uji beda tidak terdapat  perbedaan motivasi belajar berdasarkan program studi, dan tidak ada perbedaan motivasi belajar berdasarkan gender.Kata kunci : motivasi, motivasi belajar mahasiswa.

The purpose of this study was to examine empirically the effects of entrepreneurial compe-tencies and characteristics on business performance. Previous studies found that competencies and entrepreneurial characteristics significantly influenced business performance. A quantita-tive method was used and 122 respondents were involved as the sample in this study, who were pempek business owners in Palembang, South Sumatra. The results indicated an effect from entrepreneurial competencies on business performance. It was also found that the entrepre-neurs’ characteristics (owners’ ages) significantly affected the businesses’ performance. This implication requires some sort of course or program for the entrepreneurs to improve their competence to direct the owners to gain better business performance. The growing age of the business owners requires equal insights to ensure age does not stop the owners from improving their business’ performance.Keywords: competency, characteristics, performance, age, entrepreneur

This study aims to measure the level of financial literacy of lecturers in Palembang. The method of analysis in this research is descriptive analysis. The number of respondents in this study were 153 respondents. Data collection techniques used survey techniques with questionnaires. Financial literacy index is determined through four stages: (1) Grouping of financial literacy variables in 2 groups, namely basic financial literacy and advanced financial literacy, (2) giving score 1 for correct answer and 0 for other answer that is unknow, wrong answer and refused to answer, (3) Calculate the weight of each variable by using simple weight, (4) Calculate index of financial literacy. The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category. The level of financial literacy or Financial Literacy Index as a whole including the low category. Distribution of basic financial literacy based on gender and age average dominant in high category reverse dominant advanced financial literacy distribution in low category.

Kegiatan Pengabdian Masyarakat dilakukan berkat kerja sama dengan Komisi Keluarga Dekanat1 Keuskupan Agung Palembang yang telah mempercayakan pemberian materi ini pada Timdosen-dosen Fakultas Bisnis dan Akuntansi Universitas Katolik Musi Charitas Palembang.Adapun Metode pemberian materi berupa ceramah, video, simulasi dan latihan. Peserta yangmengikuti kegiatan ini adalah mereka yang merencanakan dalam waktu dekat untukmelaksanakan pernikahan secara Katolik. Jumlah peserta 65 orang, diikuti oleh 49% laki-lakidan 51% perempuan, sebagian besar peserta berpendidikan S1 (66%), dengan usia berkisar 23-27 tahun (74%), dengan tingkat penghasilan berkisar 2-4 juta ( 45 %). Pemberian materimengenai “Pelatihan Perencanaan Keuangan : Indahnya Masa Pensiun” sangat dibutuhkanbagi peserta pelatihan ini, agar peserta lebih bijak didalam merencanakan masa pensiun.

This study aims to analyze the effect of financial literacy, gender, age, income, and education on financial inclusion. This research involves university lecturers in the city of Palembang. The snowball sampling technique was used in this study and a total of 153 questionnaire forms were returned and could be processed. Hypothesis testing using multiple linear regression and SPSS assistance. The results showed that financial literacy and income had a positive and significant effect on financial inclusion, while other variables, namely gender, age, and education had no significant effect on financial inclusion. The implication is that the government through the Financial Services Authority (OJK) still needs to educate university lecturers in Palembang, especially those with below-average income, with the hope that the financial literacy of lecturers in Palembang will increase and all lecturers, especially those with low incomes, so that they have sufficient knowledge. to take the decision to have a financial product from a formal financial institution.