Penelitian ini bertujuan untuk menguji kualitas layanan, persepsi kemudahan, persepsi manfaat, kepercayaan dan promosi financial technology pada e-wallet OVO dan Gopay terhadap perilaku konsumtif pada generasi millennial. Penelitian dibatasi hanya pada dompet digital OVO dan GOpay saja. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan kuesioner. Adapun sampel pada penelitian ini yaitu 154 respondent yang terdiri dari lima kota besar yaitu Surabaya, Jakarta, Yogyakarta, Semarang dan Bandung, dan sampel ini dibatasi hanya pada generasi millennial saja, sedangkan teknik pengambilan sampel convience sampling. Teknik analisis data ini menggunakan regresi linear berganda dengan menggunakan SPSS 16 for winsdows. Adapun hasil penelitian ini pada variabel kualitas pelayanan dan kepercayaan tidak terdapat pengaruh pada perilaku konsumtif atau hipotesa pertama dan hipotesa keempat ditolak, sedangkan pada variabel persepsi kemudahan, persepsi manfaat dan promosi berpengaruh pada perilaku konsumtif atau hipotesa kedua, hipotesa ketiga dan hipotesa kelima diterima.
Batik has quite a stable market trend, both in national and international markets. Almost every region in Indonesia has a specific and unique batik product. On one side, this condition enriches national batik variation so that consumers have many choices. On the other side, it triggers competitiveness, particularly in the national batik market. Therefore, SMEs working with batik must have competitiveness in encountering competitors. This research aimed to formulate a strategy that improves the competitive advantage of the Batik Bojonegoro Industry. The researcher employed a qualitative approach. Managers and employees of Batik Bojonegoro Industry were the research subjects. The data were collected through interviews, documentation, and observation which were then analyzed by Internal Factor Evaluation (IFE) Matrix, External factor Evaluation (EFE) Matrix, Internal-External (I-E) Matrix, and Quantitative Strategic Planning Matrix (QSPM). The research result showed that the Product Development Strategy is the best strategy to improve the competitiveness of the Batik Bojonegoro Industry. This strategy has the highest Sum Total Attractiveness Scores (STAS) value on the QSPM matrix by 5.81. Product Development Strategy is the most appropriate strategy for Batik Bojonegoro SMEs to confront the power of competition and strengthen the competitiveness of businesses. Keywords: Business strategy, competitiveness, SME, Batik Bojonegoro.
The villagers of Tumbrasanom have 4 business groups, namely prosperous farmers, totaling 40 people, who do not have automatic tobacco chopper tools. In the manufacture and marketing of tobacco chopper products in the village of Tumbrasanom it is still simple. Then the marketing of its products has not been done online and there is no partner network, therefore it needs to be given a touch of appropriate technology that is environmentally friendly by using automatic tobacco chopper. The activity of disseminating technology products to the public aims to improve the welfare of citizens through increasing tobacco production capacity with automatic tobacco chopper tools using ecotechnology strategies, as well as increasing the value of sales and marketing. Outputs that have been generated from this activity include the development of a number of group members, training in the use and maintenance of automatic tobacco chopping tools, training in the use of automatic tobacco chopper tools, training in tobacco processing and good financial management training and sales and marketing of tobacco products and chopper machines automatic tobacco. The automatic tobacco chopper tool produced is 8 pieces with a capacity of 5 kg/ minute
This study is a literature review with the normative approach. To achieve the desired objectives, the authors collected data consisting of primary and secondary data. The data obtained through the previous discussion of some theses, books, websites, supported by guidelines of the Qur�an and Al-Hadith. In gathering the data, the researcher uses the method of a documentary, and with the way the method of indirect observation, by visiting the library in search of data. The result of this research that Ibn Taimiyyah had two views in pricing, the first is valid pricing, second is invalid pricing. And valid pricing can be done by the government to stabilize the economic condition which is called intervention. The goal of intervention is to ensure social justice and prosperity of society. Intervention mechanisms are divided into two, namely direct and indirect. Direct intervention in the form of Al-Hisbah, the character of the institution as a corporate planner, set the market mechanism that is not fair. Besides, in the particular circumstances that required the intervention price, for example when there was war and famine, so all the high-priced goods, or when there was speculation in the market, which requires the seller to sell goods, or when there was speculation in the market, which requires the seller to sell goods with high price levels. While the indirect intervention was implemented in the educational problems and the fulfillment of public facilities such as transport and communication.
The religious perspective in the literature on social entrepreneurship remains largely unexplored, resulting in a scarcity of studies that analyze social entrepreneurship through a religious lens. Social entrepreneurship, including its manifestation in religious organizations as faith-based social enterprises, has emerged as a significant innovation in addressing diverse social issues, with the vast number of mosques in Indonesia presenting a promising opportunity to contribute to the betterment of the community's well-being. This study aims to identify the transformation process at the Masjid Ar Rahmah Surabaya and its impacts on social welfare considering its successful establishment as a faith-based social enterprises over the past five years, managing multiple business units and generating social benefits. Employing a case study, data were collected through interviews, observations, and document studies. The findings of the study present a model consisting of stages such as opportunity recognition, business establishment, resource acquisition, and organizational reconfiguration. These insights have implications for addressing social issues and enhancing community welfare in Indonesia and other emerging countries.
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