Sustainable development is crucial to humanity. Utilization of primary socio-environmental data for analysis is essential for informing decision making by policy makers about sustainability in development. Artificial intelligence (AI)-based approaches are useful for analyzing data. However, it was not easy for people who are not trained in computer science to use AI. The significance and novelty of this paper is that it shows how the use of AI can be democratized via a user-friendly human-centric probabilistic reasoning approach. Using this approach, analysts who are not computer scientists can also use AI to analyze sustainability-related EPI data. Further, this human-centric probabilistic reasoning approach can also be used as cognitive scaffolding to educe AI-Thinking in the analysts to ask more questions and provide decision making support to inform policy making in sustainable development. This paper uses the 2018 Environmental Performance Index (EPI) data from 180 countries which includes performance indicators covering environmental health and ecosystem vitality. AI-based predictive modeling techniques are applied on 2018 EPI data to reveal the hidden tensions between the two fundamental dimensions of sustainable development: (1) environmental health; which improves with economic growth and increasing affluence; and (2) ecosystem vitality, which worsens due to industrialization and urbanization.
According to the World Bank, a key factor to poverty reduction and improving prosperity is financial inclusion. Financial service providers (FSPs) offering financially-inclusive solutions need to understand how to approach the underserved successfully. The application of artificial intelligence (AI) on legacy data can help FSPs to anticipate how prospective customers may respond when they are approached. However, it remains challenging for FSPs who are not well-versed in computer programming to implement AI projects. This paper proffers a no-coding human-centric AI-based approach to simulate the possible dynamics between the financial profiles of prospective customers collected from 45,211 contact encounters and predict their intentions toward the financial products being offered. This approach contributes to the literature by illustrating how AI for social good can also be accessible for people who are not well-versed in computer science. A rudimentary AI-based predictive modeling approach that does not require programming skills will be illustrated in this paper. In these AI-generated multi-criteria optimizations, analysts in FSPs can simulate scenarios to better understand their prospective customers. In conjunction with the usage of AI, this paper also suggests how AI-Thinking could be utilized as a cognitive scaffold for educing (drawing out) actionable insights to advance financial inclusion.
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