The main goal of this study is to identify the factors that influence the profitability of commercial banks in Malaysia by examining recent data from 2010 to 2020. To achieve this objective, the study uses Return on Assets (ROA) as a measure to assess the relationship between capital adequacy, credit risk, management efficiency, and liquidity risk. The research collects data on ROA, capital adequacy, credit risk, management efficiency, and liquidity risk from Bursa Malaysia and company websites. Additionally, secondary data sources are utilized to gather information and provide evidence for the analysis. The aim of the investigation is to assess whether the determinants of commercial bank profitability in Malaysia are capital adequacy, credit risk, management efficiency, and liquidity risk. Multiple Linear Regression is employed to examine the factual relationship and evaluate the hypotheses, and the software used to analyze the results is E-views 2012.
Insight Journal Vol. 7 DOI: 10.24191/ij.v7i1.58 This research study is endeavoured to discover the factors that will lead the consumers’ staying intention at green hotels, especially of those who practise the Shariah Law (Islamic green hotels). Nowadays, there has been an increase in public concern regarding environmental issues. Consumers are more environmentally aware than they were in past decades. Hotels are among the largest contributors of energy consumers in the tertiary building sector, which contribute to some negative impacts to the earth at the same time. The most obvious negative impact of hotels on environment are solid waste generation and disposal. Therefore, numerous consumers are supportive of green consumption and consider it as a successful method to protect the environment. In Islamic green hotels, Muslim-friendly amenities have also been provided to protect Muslims travellers’ welfare that is by providing them a comfortable prayer room, the Holy Quran and Islamic practices booklets, prayer mats and a direction of Qibla. A set of questionnaires was distributed to 256 respondents among the community and tourists in Kuching, Sarawak. The dependent variable in this study was consumers’ staying intention while the independent variables were green image, green satisfaction, Muslim amenities and lifestyle and price fairness. This research study also made use of the Statistical Package for Social Science (SPSS) software to analyse the result based on the questionnaires distributed to the respondents. Based on the result of analysis, it is shown that the green image and green satisfaction were found of having a positive significant that influence the consumers’ staying intention at the Islamic green hotels. Besides that, Muslim amenities and lifestyle was also found to have a positive significant impact that influences the consumers’ staying intention. Most Muslims were likely to choose a destination with Islamic practice to fulfil their daily duties. However, green price fairness did not significantly influence the consumers’ staying intention. This is because if green image, green satisfaction, Muslim amenities, and lifestyle meet the requirements of the Muslim tourists, they would not be affected by the price. As a matter of fact, price may be the least factor of consideration by the tourists in choosing a hotel to stay.
This study significances to analyze the twosome relationship between Corporate Memory (CM) and Information Communication Technology (ICT) among most prominent companies in Malaysia. It also provides empirical evidence and confirms the results of past researchers that CM practices such as knowledge sharing are positively and significantly related to ICT. This research implies that when companies apprehend the significance of CM, there is a great possibility for it to flourish in harvesting the full value of transparent governance. Survey data from four diverse companies were obtained to examine the relationships between CM and ICT facilities and it's impact in conveying daily tasks.
This study's objective is to assess the return on assets (ROA) performance of all fifteen (15) Islamic banks in Malaysia that are eligible to use panel-specific data between the years 2011 and 2020. A data assessment methodology and all relevant additional resources, such as Eikon Thomson Reuters and the bank's annual reports, have been utilized for this study. When regressing the balanced panel data, the Pooled Ordinary Least Squares (POLS) Model employs the EViews 12 software to analyze. According to the conclusions of this research, there is a significant relationship between the performance of Islamic banks in Malaysia from 2011 to 2020 and the ratio of net loans to total assets (NLTA), shareholders' equity ratio (SER), bank size (LNBS), and gross domestic product (GDP). Since the banking sector is a significant contributor to the national economy, effective bank management is essential to ensure that the Islamic bank is always profitable by minimizing risk and losses caused by internal and external factors. In addition, most prior research has focused on conventional rather than Islamic banks, necessitating this investigation into the factors that affect the profitability of Islamic banks in Malaysia.
Paying zakat has been a practice since a long time ago, even in Prophet Muhammad SAW's era. Zakat is one of pillars in Islam. Nowadays, there are lower collection rate of zakat funds, which will give a bad perception toward Islam significantly. This is because it will increase the percentage of poor people among the Muslim community. Therefore, it is very important to make sure Muslims have a high level of intention to pay zakat. Thus, in this study, the main objective is to determine the levels of intention to pay zakat among Muslims. Besides that, this study also aims to examine the effects of five selected cause factors (i.e. Role Identity, Self-Religiosity, Subjective Norm, Satisfaction and Corporate Reputation) toward the intention to pay zakat among Muslims. All these six variables were treated as a primary data, since all these variables were measured directly from the targeted respondents. In this study, around 200 Muslims who passed the criteria of ability to pay zakat will be the targeted sample. The study focussed on Muslim residents and 200 respondents participated in this study. The findings indicated that, all these five selected independent variables such as role identity, self-religiosity, subjective norm, satisfaction, and corporate reputation will give a positive significant influence towards the intention to pay zakat among Muslims.
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