This study aspires to identify determinants of pastoralists' choice of camel production and production systems in Korahay zone of Somali regional state, eastern Ethiopia. A cross sectional survey methods were applied to collect data from 158 sampled households in which 84 households were camel owners obtained through snowball sampling approach and remaining 74 households were non-camel owners obtained by using random sampling technique from three districts of Korahay zone in Somali regional state namely Kebridahar, Shelabo and Shekosh. The results of binary probit regression model revealed that socioeconomic determinants including total livestock unit, farm income, non-farm income; herd size and distance from the nearest market were found to positively influence the likelihood of owning camels. Where, other determinants like age of the household head, household size and education level, dependent ratio, and distance from extension service were found to negatively influence the likelihood of owning camels. The overall regression model used indicated significant at 1% significance level (p=0.0013) which imply that all the supposed determinants jointly influenced the decision of pastoralists choice of camel production. In the study areas, majority of camel producer (77.8%) rear camels for income generation, milking production, social and cultural functions. The three main production systems in the study areas were transhumant (71.5%), sedentary system (19.6%), and pastoral nomadic (8.9%), which seems nomadism disappearing in the study areas. Feed shortage (30.4%), drought and water shortage (41.8%), disease prevalence (18.3%), and market problems (9.5%) are the major constraints of camel production in the study area. Majority of pastoralists in Korahay zone of Somali region (77.2%) use extensive camel management system, and they cover long distance of around 12 to 18 km every day for grazing and browsing activities. In general, policy makers and government bodies should take in to consideration these variables determining the choice of camel production, and the current more pressing problems for pastoral communities such as drought and water shortage, lack of veterinary services, market problems, lack of enough capital for investment, and low access to credit services. It is strongly believed that consideration of these problems can enhance the life and livelihood of pastoral communities.
Somali microfinance finance institute (SMFI) was established to provide inclusive financial services to rural and urban poor households with the ultimate goal of poverty alleviation in the Somali regional state. Even though SMFI is working better to upgrade itself to a licensed bank-Shabelle Bank and is showing livelihood improvement for poor households in the Somali region so far, loan repayment problems are currently the major challenge facing the institute, which can discourage it from promoting and extending credit to poor people in the future. Therefore, this study intended to assess the determinants of the loan repayment capacity of borrowers in the Kebridahar District of Korahey Zone. Out of the total 4330 borrowers received from the SMFI Kebridahar branch, 188 representatives were selected by dividing the borrowers into two strata, in terms of loan payment status defaulters and non-defaulters. Data were collected from both primary and secondary sources. The primary data was collected from a sample of 188 borrowers using a two-stage sampling method. Descriptive statistics and an econometric model were used to analyze the data. The result of descriptive statistics revealed that Education level, household head experience in credit, family size, marital status, loan diversion, occupation type, and getting trained were shown significant differences between defaulters and non-defaulters. According to the logistic regression model result out of nine variables included in the model, Age, education level, and access to training of household head positively and significantly affected the loan repayment capacity of the borrowers while marital status (get-married) and loan size were found to be negative and significantly affecting the repayment capacity of the borrowers. Therefore, this study recommends that the microfinance and other regional concerning offices should give attention to these significantly affecting variables for further How to cite this paper: Abdulahi, A.,
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