This research aims to analyze the efficiency level of fourteen Zakat Management Organizations (ZMO) in Indonesia. This study uses a quantitative approach with the method of Free Disposal Hull (FDH) and the Super Efficiency (SE) method. Socialization Expense, Operational Expense, and Salary Expense are the input variables, while zakah fund collection and zakah distribution become the output variables. Empirical findings show that ZMO Corp 4 has the highest efficiency level, which analyzed through both methods of FDH or SE. ZMO managed by the government is the most efficient ZMO compared to the others who managed by private group and social organization. Total Potential Importance (TPI) shows that the output variable that requires the most significant adjustment is the zakat distribution, which is 12.66%
The Covid-19 pandemic made several countries in the asian world especially Indonesia is a decline in various aspects, especially the economic aspect, namely poverty. whereas in economic instruments there is a solution to overcome it, namely by means of zakat. But unfortunately zakat management in Indonesia has not been maximally productive. In fact, if zakat institutions implement productivity optimally, it will be able to increase community empowerment and maintain the country's economy. Therefore, this research was conducted to analyse productivity level of Zakat Management Organization (ZMO) in Indonesia based on its organization types, namely government, civil social organizations, and corporations. The level of productivity is measured based on the method of Malmquist Productivity Index (MPI) on 14 ZMO in Indonesia. This study reveals that ZMO managed the order of productivity by government, civil social organization, and corporation. The theory of specific productivity for developing ZMO performance, and provides the information of productivity level of ZMO and the information of the collected zakat funds and their distributions. The limitation of this study is the analysis period of productivity level and the range of zakat institutions as the object of the study.
The purpose of this research is to knowing the role of asset management in an attempt to managing financial independence and optimizing economic activities in Masjid Al-Akbar Surabaya. This research uses qualitative method with descriptive case study, while collecting the data uses purposive technique to specify the informan. The data used in this research isobtained by semi-structured interview, observation, and documentation. This research also uses triangulation techinique in checking the data validation. Triangulation is an examination technique which enables to use one or two another sources for validation or verification. The result of this research showing that asset management of Masjid Al-Akbar has been operated in accordance with asset management’s functions which is including planning, organizing, implementing, and controling which then result in financial indepedence of Masjid Al-Akbar Surabaya.
For those who have entered the productive age and are able to work, without high education and business capital, the possible work will be to open employment opportunities in the micro business sector. The role of the small business in practice is constrained by several things, one of which is the problem of capital. This research aims to find out how the role of Baitul Maal Wat Tamt BMT Pinar Bersinar Utama Surabaya towards the economic empowerment of small traders in the Pucang Market Surabaya. The research method used is a qualitative case study approach using data collection techniques carried out by interviews and direct observation to the object of research. The results of this study are Baitul Maal Wat Tamwil has played a role in increasing the business of small traders in the Pucang Market in Surabaya. Business improvement from small traders can be seen from BMT members who trade in the Pucang Market experiencing increased revenue and smooth business from time to time.Keywords: Baitul Maal Wat Tamwil, Economic Empowerment, Financing
The purpose of this study is to know the compliance of shariah mudharabah agreement in financing products offered by BMT BIM Rengel branch. Things that need to be reviewed in mudharabah contract practice are adjusted to the points contained in the National Shariah Council Fatwa of Indonesian Council of Ulama (Fatwa DSN-MUI) No.07 / DSN-MUI / IV / 2000 on mudharabah financing. This research uses qualitative method with descriptive case study strategy. The object of this research is BMT BIM Rengel branch, Tuban. By conducting interviews to three respondents consisting of marketers, branch leaders, and mudharabah customers BMT BIM branch Rengel. After interviews, the results of the study were analyzed using pattern matching to get the conclusion. The results of the research conducted by observations and interviews by the researchers to the three respondents that mudharabah contract operation on financing products in BMT BIM Rengel branch has met the compliance of sharia, this is adjusted with the Fatwa DSN-MUI No.07 / DSN-MUI / IV / 2000 about mudharabah financing in which there are three points of equity, namely the provision of financing, harmonious and mudaraba conditions, and mudharabah financing law. Implementing this compliance benefits the various parties involved.Keywords: Sharia Compliance, BMT BIM, Mudharabah, Fatwa DSN-MUI
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