This research examines 23 different laws passed by state governments in an effort to restrict the number of abortions. It assesses both laws passed and laws actually enforced after the Supreme Court permitted states to restrict access to abortion in 1989. None of the policy actions by state governments has had a significant impact on the incidence of abortion from 1982 to 1992. Abortion rates continue to reflect past abortion rates, the number of abortion providers, whether the state funds abortions for Medicaid-eligible women, urbanism, and racial composition of the population. Recent restrictive policies have not affected these trends.
The authors' objective was to assess the impact of gender-neutral automobile-insurance laws in four states, and to ask whether these laws have increased prices, increased market concentration, discouraged driving, or encouraged greater risk taking? A pooled time-series analysis for 21 years in four states was used to test the relationship between adopting a gender-neutral insurance law and risk-adjusted prices, industry concentration, numbers of licensed drivers, and traffic fatalities. The authors find that gender-neutral automobile-insurance laws have no impact on the risk-adjusted price of insurance, the market share held by direct writers, the number of licensed drivers, or the rate of traffic fatalities. Gender-neutral laws were associated with a larger market share being controlled by the three largest firms. The authors conclude that because gender-neutral insurance laws have no impacts which are detrimental to consumers, they could be adopted by all states with few negative consequences.
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