Сredit Agreement in Agriculture: Economic and Legal Analysis

Abstract

The main purpose of the study is a comprehensive economic and legal analysis of the loan agreement in agriculture in the conditions of formation and development of elements of post-industrial economy in Ukraine. The research methodology is based on a systematic approach using the method of cognition from abstract to concrete and special methods of economic and statistical research (comparison, grouping, detailing of final indicators, generalization), which helped to ensure the reliability of research results and validity of conclusions. It was found that the loan agreement in agriculture is an economic and legal category that ensures the further development of agriculture in Ukraine in conditions of further integration of our economy to world market on competitive terms. It was determined that expanding the use of the loan agreement in agriculture is a necessary lever to increase production efficiency, formation and constant restoration of a competitive technological base in modern conditions and further development of the whole agro-industrial complex considering the formation of post-industrial economy. It is proved that the application of the mechanism of crediting of agriculture in Ukraine has a positive effect on the development of the agro-industrial sector in Ukraine. It is determined that the current level and availability of lending to the agro-industrial complex in Ukraine are insufficient for quality modernization and achieving a high level of efficiency of agricultural production. The main value of this study is that it analyzes the concept through the prism of two categories, namely: legal and economic.

Negative Factors Influencing the Policy of Public Administration Development of the Agriculture in the Region: The Exampleof Poland

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Factors that influence bank loans for agriculture in Romania

“…Understanding the sources of agricultural production credit is critical for regulators and policymakers concerned with the stability of financial institutions, agricultural production, and farmer welfare (Brewer et al, 2022). It was established that the expansion of the use of the loan contract in agriculture is a necessary lever for increasing the efficiency of production, the formation and constant restoration of a competitive technological base in modern conditions, and the further development of the entire agro-industrial complex (Artemenko et al, 2022). The major obstacles for agricultural producers can be found in capital constraints caused by limited access to credit that prevent investment in production and the implementation of modern technologies (Popović et al, 2018).…”

Legal Aspects of Ensuring Food Security in Modern Conditions of Development

“…Based on the general nature of agrarian legal principles as the main principles on which the mechanism of legal regulation of agrarian relations is based, it can be concluded that the principle of ensuring the legal security of the state runs like a red thread through the entire system of agrarian law, that is, it is a kind of core-goal, on where all agricultural and legal universities are based (Artemenko et al, 2022;Bihych et al, 2022;Gibbons et al, 1994).…”