You Cannot Save Alone - Financial and Social Mobilization in Savings and Credit Groups

Mersland, Roy; Eggen, Øyvind

doi:10.2139/ssrn.1032247

Cited by 10 publications

(11 citation statements)

References 23 publications

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“…A ROSCA is typically a group of 15-30 group members who pool their savings on a weekly or monthly basis. The savings are then distributed as loans or grants to the members of the ROSCA in a rotating system (for more details, see Mersland and Eggen 2007).…”

Section: Literature Reviewmentioning

confidence: 99%

“…This is not surprising. The poorest of the poor are often excluded from ROSCAs by members who are not as poor because these members regard the poorest of the poor as risky, whereas wealthier persons typically are not very interested in participating in ROSCAs (Mersland and Eggen 2007) because the saving and credit activities involve relatively small amounts of money. The second microfinance service investigated is regular savings.…”

Section: Type Of Disability In Relation To Economic Activities and Inmentioning

confidence: 99%

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Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities

Beisland

Mersland

2013

Disability & Society

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The purpose of this empirical research from Uganda is to provide initial insight into the 'black box' of understanding the economic behaviour of persons with disabilities and about their use of microfinance services. First, we analyse the income levels of persons with disabilities in relation to their sources of income. Second, we study the income sources and income levels for different types of disabilities. Finally, we analyse how income level and income source relate to the use of microfinance services for persons with disabilities. We present evidence that farmers with disabilities and persons with visual impairments have lower income levels than other persons with disabilities. We then document that those with the lowest income levels have the least access to microfinance services, in particular services from formal institutions. Moreover, respondents involved in farming and manufacturing have less access to formal microfinance services than those involved in retail/wholesale or service activities.

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Section: Literature Reviewmentioning

confidence: 99%

Section: Type Of Disability In Relation To Economic Activities and Inmentioning

confidence: 99%

Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities

Beisland

Mersland

2013

Disability & Society

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“…A VSLA is a platform for developing women's capacities in organizational and financial matters, to improve self-efficacy and decision-making, and other skills. This approach was receiving increasing attention in the 1990s as a community-managed microfinance approach with a social mobilization component [41]. A VSLA is a self-selected group of 25 to 30 persons who agree to save a certain amount defined by all the members every week.…”

Section: Introductionmentioning

confidence: 99%

“…In Eastern DRC, a project evaluation among female sexual violence survivors showed a positive effect of a VSLA program on food consumption and stigma reduction [44]. A limitation of the approach is however the self-selection process when forming VSLA groups, which can lead to the exclusion of socially marginalized persons if they are not explicitly targeted [41,45].…”

Section: Introductionmentioning

confidence: 99%

Impact of a complex gender-transformative intervention on maternal and child health outcomes in the eastern Democratic Republic of Congo: protocol of a longitudinal parallel mixed-methods study

et al. 2020

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Background: In the eastern part of the Democratic Republic of Congo (DRC) Village Savings and Loan Associations (VSLAs) programs targeting women are implemented. In the context of the 'Mawe Tatu' program more equitable intra-household decision-making is stipulated by accompanying women's participation in VSLAs with efforts to engage men for more gender equality, expecting a positive effect of this combined intervention on the household economy, on child nutritional status, on the use of reproductive health services including family planning, and on reducing sexual and gender-based violence (SGBV). Methods: A longitudinal parallel mixed method study is conducted among women participating in VSLAs in randomly selected project areas and among a control group matched for socioeconomic characteristics. Descriptive statistics will be calculated and differences between intervention and control groups will be assessed by Chi2 tests for different degrees of freedom for categorical data or by t-tests for continuous data. Structural equation modelling (SEM) will be conducted to investigate the complex and multidimensional pathways that will affect household economic status, child nutritional status and use of reproductive health services. Analysis will be conducted with STATA V.15. Concomitantly, qualitative data collection will shed light on the intra-household processes related to gender powerrelations that may be linked to women's participation in economic activities and may lead to improvements of maternal and child health. Focus group discussions and in-depth interviews will be conducted. All narrative data will be coded (open coding) with the help of qualitative data analysis software (Atlas TI). Discussion: Women's empowerment has long been identified as being able to bring about progress in various areas, including health. It has been shown that men's commitment to transforming gender norms is a sinequanone factor for greater equity and better health, especially in terms of reproductive health and child nutrition. This study is one of the first in this genre in DRC and results will serve as a guide for policies aimed at improving the involvement of men in changing attitudes towards gender norms for higher household productivity and better health.

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“…Some schemes involve a daily collection system and service delivery at the doorstep of clients. As these small savings accumulate they provide a source of lump sum cash for future emergencies, investments and consumption needs of the poor (Mersland & Eggen, 2007).…”

Section: Introductionmentioning

confidence: 99%

An Overview of Microfinance

Gan¹,

Nartea²,

Xia³

2017

Microfinance in Asia

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You Cannot Save Alone - Financial and Social Mobilization in Savings and Credit Groups

Cited by 10 publications

References 23 publications

Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities

Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities

Impact of a complex gender-transformative intervention on maternal and child health outcomes in the eastern Democratic Republic of Congo: protocol of a longitudinal parallel mixed-methods study

An Overview of Microfinance

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