“…The potential costs of lost productivity and greater long-term health needs for this population, however, may far outweigh the short-term costs of better prevention and upfront investment in care (Integrated Benefits Institute 2004;Lerner, Allaire, and Reisine 2005;Loeppke et al 2007;Long, King, and Coughlin 2006;McWilliams et al 2007;Miller 2005). As noted by the National Council on Disability (2005), the ultimate costs associated with Americans becoming disabled and relying on disability programs are borne by all U.S. citizens.…”