Women Entrepreneurship: Problems and Means of Finance

Magoulios, Giorgos; Kydros, Dimitrios

doi:10.2139/ssrn.2360095

Cited by 5 publications

(7 citation statements)

References 4 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…This can be explained by considering Omani women's difficulties accessing finance and their tendency to use mainly their savings (Yusoff et al, 2018). Moreover, these findings confirm previous studies (Magoulios & Kydros, 2011; Orser et al, 2006), according to which women prefer to use personal savings and avoid external financial support.…”

Section: Discussion and Theoretical Contributionsupporting

confidence: 91%

“…In addition, women preferred using their personal savings to fund their businesses and avoid external financial support, such as bank loans, supplier financing, leases, and external equity (Orser et al, 2006). Magoulios and Kydros (2011) emphasised that female entrepreneurs use personal credit and personal savings to initiate a business and run its activities more than men, who use external funding resources.…”

Section: Financial Supportmentioning

confidence: 99%

See 1 more Smart Citation

Women empowerment and entrepreneurial intention: A pathway to achieve sustainable development goal (SDG‐5)

Bilal

Rosato

Campo

et al. 2022

Corp Soc Responsibility Env

View full text Add to dashboard Cite

This research aims to investigate the impact of social networking, family support, social dominance orientation and, access to finance on the entrepreneurial intention among Omani women and to examine the mediating role of entrepreneurial persistence and entrepreneurial passion between growth constraints and the entrepreneurial intention on Omani women. The contribution of women in the development of the economy has received great attention in the past years. Therefore, to motivate women to engage in entrepreneurship, it is necessary to understand the growth impediments that impact their entrepreneurial intentions to achieve sustainable development goal (SDG-5). By using the stratified sampling method, this study collected data from 262 Omani women from nine regions,

show abstract

Section: Discussion and Theoretical Contributionsupporting

confidence: 91%

Section: Financial Supportmentioning

confidence: 99%

Women empowerment and entrepreneurial intention: A pathway to achieve sustainable development goal (SDG‐5)

Bilal

Rosato

Campo

et al. 2022

Corp Soc Responsibility Env

View full text Add to dashboard Cite

show abstract

“…International organizations, for reasons of data comparability between countries, use the criterion "employers and solo entrepreneurs" which loosely speaking is the closest we can get to the term "business owner" (eg. OECD, 2001; GEM (Note 1), 2011-2012EC, 2014). Despite the shortcomings of definitions, data shows a remarkable dynamic of the phenomenon worldwide.…”

Section: Literature Review Of Female Entrepreneurshipmentioning

confidence: 99%

“…The rate of entrepreneurship of economically active women is 10% in the EU-28 as opposed to the men's rate of up to 19%. In Greece, the basic structure of the economy is based on very small businesses and the continued recession in recent years leads to an increase in "necessity entrepreneurship" (3 out of 10 early-stage entrepreneurs) (Skordili, 2005;Magoulios & Kydros, 2011;EC, 2014).…”

Section: Literature Review Of Female Entrepreneurshipmentioning

confidence: 99%

“…The delay of women's entrance in the business arena reported in surveys is related to the need and also desire of women to be released from their family obligations, particularly the upbringing of children at an early age. A possible explanation could also be sought in the event of women's weaker tendency towards entrepreneurship (Minniti, 2003;Magoulios & Kydros, 2011).…”

Section: Literature Review Of Female Entrepreneurshipmentioning

confidence: 99%

See 1 more Smart Citation

Women’s Entrepreneurship in Rural Greece

Gidarakou¹

2015

IJBM

View full text Add to dashboard Cite

In rural areas female entrepreneurship may contribute to the economic diversification of households and the preservation of their social fabric. In Greece, small private enterprises owned by women and the women's cooperatives are almost the only forms of women's enterprises in rural areas. This paper highlights the image of women entrepreneurs and their enterprises and points out positive aspects and difficulties of these two forms of enterprises. In conclusion, the paper identifies areas where Greek policies should be focused on enhancing women's involvement in entrepreneurship or improving their business efficiency.The work reveals that solo entrepreneurs are almost the norm in rural areas and are focused on the final consumer. However, their enterprises do not have great chances of surviving and ensuring future work for the family's children. Women cooperatives were created by a top-down process and despite the problems they confront, they are a recognized form of female entrepreneurship and some of them are proven to be good practises. The simplification of the bureaucratic process for setting up a business, the creation of alternative financing tools and the improvement of the ways of dissemination of information to women are some important policy issues.

show abstract

The second glass ceiling: uncovering barriers to capital for women entrepreuneurs in small business lending

Noktes

View full text Add to dashboard Cite

Women entrepreneurs make up over 40% of small business owners and are the fastest-growing demographic of new founders but have access to less than 4% of the capital that funds small enterprises each year (Hwang et al., 2019). Most small business owners visit their local bank as a first step in accessing capital, and lending officers at small local banks have significant authority over the commercial lending process at their institutions. As such, the purpose of this qualitative study was to explore the assumptions lending officers at small banks in the southeastern United States have about the gendered nature of entrepreneurship and the impact of those assumptions on women entrepreneurs' access to capital. In fifteen in-depth interviews, lending officers from small banks in rural and urban areas in the southeastern United States shared their perspectives on barriers facing entrepreneurs as they access capital. Five findings emerged in this study. The first two findings address the research questions: first, bankers' implicit assumptions about entrepreneurship are masculinized, and second, the perceptions of bankers impact lending decisions. In addition to these findings, three additional findings shed light on how bank incentives, perceptions of power, and regulations affect commercial lending to women business owners: banks' incentives are unrelated to supporting entrepreneurs, entrepreneurs must prepare for capital access, and regulations change banking decisions about small business lending. The implications of this study include a need for greater understanding of the incentives and secondary markets created by regulation and how those incentives affect women entrepreneurs' access to capital, as well as a need to adopt rules related to demographic reporting in small business lending as mandated by the Dodd-Frank Act of 2010. This study also uncovered a perception of locus of control in the commercial lending process, with some bankers externalizing their perception of 6 power onto the entrepreneurs. The perception of external locus of control, when held by people in positions with decision authority, provides opportunities for them to exercise gendered decision heuristics without accountability and with institutional support, reinforcing gender inequities in small business lending.

show abstract

Women Entrepreneurship: Problems and Means of Finance

Cited by 5 publications

References 4 publications

Women empowerment and entrepreneurial intention: A pathway to achieve sustainable development goal (SDG‐5)

Women empowerment and entrepreneurial intention: A pathway to achieve sustainable development goal (SDG‐5)

Women’s Entrepreneurship in Rural Greece

The second glass ceiling: uncovering barriers to capital for women entrepreuneurs in small business lending

Contact Info

Product

Resources

About