“…Economic empowerment and poverty reduction are key rationales for microcredit, savings and self-employment activities for individuals or SHGs 1 in India and elsewhere (Ackerly, 1995; Chari-Wagh, 2009; Deininger & Liu, 2009; Drolet, 2009, 2010; Nader, 2008; Nair, 2005; Reddy & Manak, 2005), and the Indian government’s (Ministry of Rural Development) National Rural Livelihood Mission, announced in 2011, involves working with SHGs and NGOs to address rural poverty (Desai & Joshi, 2013). It is assumed that the economic activities of SHGs will contribute to women’s economic, and consequently, social and political empowerment, although many have critiqued these assumptions, as well as the way empowerment is defined and measured (Banerjee & Ghosh, 2012; Chari-Wagh, 2009; Desai & Joshi, 2013; Garikipati, 2013; Kabeer, 2001a; Karim & Law, 2013; Nader, 2008; Worthen, 2012).…”