What Are The Alternatives To Student Loans In Higher Education Funding?

Stokes, Anthony; Wright, Sarah

doi:10.19030/cier.v3i1.158

CIER

2010

DOI: 10.19030/cier.v3i1.158

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What Are The Alternatives To Student Loans In Higher Education Funding?

Anthony Stokes

Sarah Wright

Abstract: In a period of student loan scandals and U.S. financial market instability impacting on the cost and availability of student loans, this paper looks at alternative models of higher education funding. In this context, it also considers the level of financial support that the government should provide to higher education.

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Women pay their way on income contingent student debt

West

2019

Policy Futures in Education

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Does the gender pay gap affect women’s ability to repay their student debt? This study investigates the extent to which an income contingent scheme benefits women because of their individual earnings. Using the Australian Household, Income, and Labour Dynamics in Australia Survey, gender differences in debt repayment behaviour over the past two decades was examined. The regression model comprised interaction terms including risk-averse, low socio-economic status, low wealth and low income. The industries where the majority of women are employed – education and health – were also examined. It was found that over 2002–2014, women generally had less student debt than men, but those who were low income carried more debt. This is the first study to include an analysis of student debt by industry through a gender lens. Given the increasing amount of student debt Australians are carrying, it is important for policymakers to pay attention to its effects to ensure fairness and equity.

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Women pay their way on income contingent student debt

West

2019

Policy Futures in Education

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Competing Strategies to Balance the Budget

Askari

2012

SSRN Journal

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The Government-Citizen Partnership as a New Rationale for Tuition-Free Higher Education

Askari

2014

SSRN Journal

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What Are The Alternatives To Student Loans In Higher Education Funding?

Cited by 3 publications

References 3 publications

Women pay their way on income contingent student debt

Women pay their way on income contingent student debt

Competing Strategies to Balance the Budget

The Government-Citizen Partnership as a New Rationale for Tuition-Free Higher Education

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