“…Due to the novelty of NFC technology, academic data is scarce at the moment, despite the fact that the sum of academic research studies conducted in the last two years has previously exceeded the total number of prior works combined. [8,9,12,13,14,17,21] Also, NFC technology is short-range wireless RFID that makes use of electromagnetic radio fields to establish cooperative connections rather than the conventional direct radio transmissions, which are now managed by technologies e.g., Bluetooth. On the other hand, mobile payment techniques began in a few countries, including Japan and Canada, before spreading to the rest of the world, including the United Kingdom, the United States, the United Arab Emirates, and lately, in most great countries such, KSA and Qatar.…”