“…Merriam and Kee (2014) identified informal learning experiences, such as “community, civic, and voluntary organizations such as the local library sponsoring a book club, the Red Cross offering diabetes screening, a civic club sponsoring a travel outing, or a faith group meeting to study their faith's literature” (p. 138), as tenets of human capital development. According to Gray (2019), informal learning competencies acquired throughout the lifecycle are applied at various levels, including individual, organizational, and societal. According to Stephens (2019), for African American grandmothers, participation in informal human capital investments influences how they fulfill their roles as adults, caretakers of their grandchildren, and lifelong learners.…”