“…Still the potential is substantial. ICT-based extension can enhance accountability of extension agents to farmers (Duflo, Hanna & Ryan, 2007;Dillon, 2012). It can facilitate credit and savings to farmers (Foster & Rosenzweig, 2010), access by farmers to private information (Baye, Morgan, & Scholten, 2006;Aker, 2010), and the capacity of farmers to manage input and output supply chains (Aker, 2011).…”