“…The rate of supply of housing stock evidently lacks behind the quantitative need of the populace, and housing deficit has been observed as a visible enduring feature of the urbanisation process (Odongo, 1979). Studies have shown that the large proportion of the existing housing stock in Nigeria is largely inadequate qualitatively and is characterized by acute environmental and sanitary problems (Mabogunje, Hardoy, & Misra, 1978;Filani, 1987;Ozo, 1987, Omojinmi, 2000Olanrewaju, 2001;Olotuah, 1997Olotuah, , 2002Daramola, Oluwole, Aduwo and Ogbiye, 2005).…”