Urban Income Inequality and the Great Recession in Sunbelt Form:
                    Disentangling Individual and Neighborhood-Level Change in Los
                    Angeles

Sampson, Robert J.; Schachner, Jared N.; Mare, Robert D.

doi:10.7758/rsf.2017.3.2.05

Cited by 12 publications

(1 citation statement)

References 36 publications

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“…I assume that the applicant is indeed single since they could have taken advantage of the benefits of having a co‐applicant, such as a potentially higher household income and the use of the better credit score between co‐applicants (Kagan 2020; Rocket Mortgage Company 2020). I begin my analysis with data from 2018 since this is the first year HMDA included new covariates, such as credit worthiness and down payment level (Faber 2018; Sampson, Schachner, and Mare 2017; U.S. Department of Commerce 2014). My analysis ends with 2019 because this is the last year of the complete publicly available dataset.…”

Section: Methodsmentioning

confidence: 99%

Gender and ethno‐racial disparities in access to mortgage credit

Loya

2023

Social Science Quarterly

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There is a long history of gender and ethno‐racial stratification in access to homeownership. Previous research highlights unequal treatment of minorities and women in the mortgage market. However, prior studies focus on single loan applicants when assessing the roles of both gender and race and ethnicity in their analysis. Because of this, it is unclear how mortgage lending disparities differ when considering the intersection of gender and race and ethnicity across single and co‐applicants. This paper draws on annual data from the 2018 and 2019 Home Mortgage Disclosure Act (HMDA) to assess gender and ethno‐racial disparities in loan outcomes. I document two diverging trends. On the one hand, single applicant women generally perform similarly or outperform single applicant men in the mortgage market even across ethno‐racial groups. On the other hand, women‐headed co‐applicants are more likely to experience an adverse loan outcome compared to male‐headed co‐applicants. The gender gap is substantially larger for black and Latino co‐applicants than for white co‐applicants. This is particularly true for black women‐ and Latina‐headed co‐applicants when examining mortgage denials. The results for Asian co‐applicants are mixed, as gender disparities differ across mortgage outcomes. Implications for gender and ethno‐racial stratification are discussed.

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Section: Methodsmentioning

confidence: 99%

Gender and ethno‐racial disparities in access to mortgage credit

Loya

2023

Social Science Quarterly

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Skill-Based Contextual Sorting: How Parental Cognition and Residential Mobility Produce Unequal Environments for Children

Schachner

Sampson

2020

Demography

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Highly skilled parents deploy distinct strategies to cultivate their children’s development, but little is known about how parental cognitive skills interact with metropolitan opportunity structures and residential mobility to shape a major domain of inequality in children’s lives: the neighborhood. We integrate multiple literatures to develop hypotheses on parental skill-based sorting by neighborhood socioeconomic status and public school test scores, which we test using an original follow-up of the Los Angeles Family and Neighborhood Survey. These data include more than a decade’s worth of residential histories for households with children that are linked to census, geographic information system, and educational administrative data. We construct discrete-choice models of neighborhood selection that account for heterogeneity among household types, incorporate the unique spatial structure of Los Angeles County, and include a wide range of neighborhood factors. The results show that parents’ cognitive skills interact with neighborhood socioeconomic status to predict residential selection after accounting for, and confirming, the expected influences of race, income, education, housing market conditions, and spatial proximity. Among parents in the upper/upper-middle class, cognitive skills predict sorting on average public school test scores rather than neighborhood socioeconomic status. Overall, we reveal skill-based contextual sorting as an overlooked driver of urban stratification.

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From parochial to policy advocate: Examining policy advocacy among neighborhood councils in Los Angeles

Collins

Medrano

2022

Cities

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Urban Income Inequality and the Great Recession in Sunbelt Form: Disentangling Individual and Neighborhood-Level Change in Los Angeles

Cited by 12 publications

References 36 publications

Gender and ethno‐racial disparities in access to mortgage credit

Gender and ethno‐racial disparities in access to mortgage credit

Skill-Based Contextual Sorting: How Parental Cognition and Residential Mobility Produce Unequal Environments for Children

From parochial to policy advocate: Examining policy advocacy among neighborhood councils in Los Angeles

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