Urban Flood Loss Assessment and Index Insurance Compensation Estimation by Integrating Remote Sensing and Rainfall Multi-Source Data: A Case Study of the 2021 Henan Rainstorm
Abstract:To address the problems of traditional insurance compensation methods for flood losses, such as difficulty in determining losses, poor timeliness, a complicated compensation process and moral hazard, an urban flood index insurance tiered compensation model integrating remote sensing and rainfall multi-source data was proposed. This paper first extracted the area of water bodies using the Normalized Difference Water Index and estimates the urban flood area loss based on the flood loss model of remote sensing pi… Show more
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