Unraveling the Nexus Between Digital Banking Transactions and Bank Profitability: Insights From Turkey's Deposit Banks
Bekir Zengin
Abstract:This study estimates the relationship between digital banking transactions and bank net profit through regression analysis using the data of deposit banks in Turkey between 2011 and 2021. The data from 11 Turkish banks are analyzed with the least squares method (OLS) in the Stata package program. For this purpose, the relationship between digital banking transactions and bank net profit is estimated by constructing three models. In the first model, online banking transactions have a positive effect on bank pro… Show more
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