Unfolding the Emerging Trends in Non-performing Assets with Special Reference to the Energy Sector in Banking Industry

Sharma, Pooja; Sharma, Vikas; Jangir, Kshitiz; Gupta, Munish; Pathak, Nitin

doi:10.1007/978-981-19-8963-6_37

Cited by 3 publications

(1 citation statement)

References 12 publications

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“…Compatibility with the new technology, CBDC, can explain this behavior logically. People frequently model their actions after those they admire, including the products and brands they choose (Sharma et al 2023a). Social influence has a powerful impact on user behavior and can drive the spread of products, behaviors, and ideas (Yang et al 2012).…”

Section: Social Influencementioning

confidence: 99%

Does Previous Experience with the Unified Payments Interface (UPI) Affect the Usage of Central Bank Digital Currency (CBDC)?

Gupta

Taneja

Sharma

et al. 2023

JRFM

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In this study, we examined the influence of users’ experiences with the unified payments interface (UPI) system on the usage behavior of central bank digital currency (CBDC) in India. Our research developed a novel conceptual framework that investigated the relationships between technology, cognitive factors, and behavioral intentions towards CBDC use. The framework integrated UPI usage experience as a moderator within existing models of behavioral intentions and use behaviors. We collected data through a survey conducted in major Indian cities during the pilot launch of CBDC. By utilizing a partial least squares structural equation model (PLS-SEM), we analyzed the proposed model and the relationships between the constructs. Our findings revealed the significant impact of hedonic motivation and performance expectancy on users’ behavioral intentions towards CBDC. Social influence also played a significant role in CBDC usage. Furthermore, we identified that prior UPI usage negatively moderated the relationship between performance expectancy and behavioral intention, as well as the relationship between social influence and use behavior. However, prior UPI usage did not significantly moderate the relationships between perceived risk, hedonic motivation, behavioral intention, and use behavior. These findings contribute to our understanding of the factors influencing CBDC adoption and usage behavior in India.

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Section: Social Influencementioning

confidence: 99%

Does Previous Experience with the Unified Payments Interface (UPI) Affect the Usage of Central Bank Digital Currency (CBDC)?

Gupta

Taneja

Sharma

et al. 2023

JRFM

Self Cite

View full text Add to dashboard Cite

show abstract

ANN-Based Resource Scheduling Mechanism in Hybrid Cloud Computing Environment

Chopra,

Gupta

2024

Lecture Notes in Networks and Systems

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Efficiency Boost and Adoption

Jangir,

Sharma,

Gupta

et al. 2024

Robo-Advisors in Management

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Robotic Process Automation is in its nascent stages, where it is still being explored for various business purposes and the functions for which it can be utilized. With the same effect on various processes as that of technology, RPA tends to decrease the monotonous, repetitive work, time, and cost and increase the efficiency by which an organization can work. This study aims to explore the effect of RPA in accounting. The study uses a technology adoption model to determine the factors that play an important role in adopting of robotic process automation in accounting fielding by professional accountants. The study also introduced one new dimension for the adoption of TAM, i.e., the increase in efficiency. The analysis of data was done through PLS-SEM (structural equation modelling). The results show that all the hypotheses were supported. The study could be helpful for managers, organizations, and individuals inthe adoption of technologies in processes like accounting.

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Unfolding the Emerging Trends in Non-performing Assets with Special Reference to the Energy Sector in Banking Industry

Cited by 3 publications

References 12 publications

Does Previous Experience with the Unified Payments Interface (UPI) Affect the Usage of Central Bank Digital Currency (CBDC)?

Does Previous Experience with the Unified Payments Interface (UPI) Affect the Usage of Central Bank Digital Currency (CBDC)?

ANN-Based Resource Scheduling Mechanism in Hybrid Cloud Computing Environment

Efficiency Boost and Adoption

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