Understanding the Intention of Millennial Generation on Investment Through  the Financial Technology Application

Sa’diyah, Chalimatuz; Pratika, Yeyen

doi:10.29040/ijebar.v6i2.4974

Cited by 4 publications

(3 citation statements)

References 20 publications

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“…Based on the results of hypothesis testing the relationship between financial literacy and financial behavior moderated by religiosity on investment decisions shows that the hypothesis is accepted and has a significant effect simultaneously on investment decisions (Sa'diyah & Pratika, 2022). The researcher concludes that the role of religiosity is able to moderate financial literacy and financial behavior in the process of making an investment decision.…”

Section: Resultsmentioning

confidence: 86%

The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions

Hakim¹,

Jihadi²,

Warsono³

2023

Jamanika

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This study aims to determine the effect of financial literacy and financial behavior on investment decision variables through religiosity as a moderating variable. The number of samples in this study was 150 respondents with a purposive sampling method. The object of this research is students of three universities in Malang city. The data analysis method used is Moderated Regression Analysis (MRA) with SPSS 26 software. The results of this study indicate that financial literacy has a significant effect on investment decisions, financial behavior has a significant effect on investment decisions, financial literacy and financial behavior simultaneously significantly influence investment decisions. In addition, religiosity strengthens the relationship of financial literacy to investment decisions.

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Section: Resultsmentioning

confidence: 86%

The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions

Hakim¹,

Jihadi²,

Warsono³

2023

Jamanika

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“…Nugraha & Rahadi (2021) explores Analysis of Young Generations toward Stock Investment Intention: A Preliminary Study in an Emerging Market. This research aims to explore the perceptions of Indonesia's millennial (Generation Y) and Generation Z regarding their intention to invest in stocks (as similar investigations had been conducted by: Nugraha & Rahadi, 2021;Rosdiana, 2020;Putri & Hanggraeni, 2022;Sa'diyah & Pratika, 2022). The Theory of Planned Behavior (TPB) was used to identify the perceptual variables, with various demographic characteristics serving as moderating variables.…”

Section: Review Of Literaturementioning

confidence: 99%

Perception of Generation Z on Stock Market Investment in Rajkot City

Pravin,

Parmar

2024

jommerce

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This study examines the knowledge, investment activity and perception of Generation Z towards the stock market. Researcher has collected data from 221 participants through structured questionnaire from Gen-Z of Rajkot City, Gujarat (India). The main objectives of the study are to analyse the perception of generation z towards the stock market and to check the difference in the perception related to different factors like gender, stream of education investment attitude etc. In this research researcher has used chi-square and T test to test the hypotheses. The results showed that males were more likely to invest in stock market than females and that social media and school/college were the most popular influencing sources of information to invest in the stock market. During analysis, it was found that education was a key factor in the investment decisions of Generation Z. To improve the investment potential of Generation Z, targeted efforts should be taken to encourage female participation in the stock market and to provide more resources for women to gain the knowledge and confidence to invest in the stock market. This research also affects three of the Sustainable Development Goals (SDGs): Goal 8, 10 and, 17.

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“…The age group 25-49 years dominated internet access in the past three months with 48.24%, followed by the age group 19-24 years with a percentage of 17.13% (Badan Pusat Statistik, 2021). It is currently necessary to take advantage of the convenience of internet access, which is facilitated by advancements in financial technology, to improve the younger generation's desire to invest, particularly in Islamic mutual fund instruments (Sa'diyah & Pratika, 2022;Ardiana & Chamidah, 2020).…”

Section: Introductionmentioning

confidence: 99%

Why does the young generation invest in sharia mutual funds on the Bibit platform?

et al. 2022

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Purpose – This study aims to examine the factors that affect the younger generation's use of the Bibit platform to invest in sharia mutual funds.Methodology – This study relies on primary data from 300 people aged 17 to 40 who used the Bibit platform to invest in sharia mutual funds and the study used Structural Equation Modelling Partial Least Squares (SEM-PLS) to analyze the relationship between independent variables and dependent variables using the SmartPLS 3.2.9 application. Data transformation is supported by Microsoft Excel 2019 and IBM SPSS Statistics 25.Finding – It has been discovered that a variety of factors, including behavioral goals, social influence, attitudes toward use, perceived risks, and perceived rewards all have an impact on whether or not the young generation uses the Bibit platform for investing in Islamic mutual funds.Implication – This research will assist stakeholders in developing strategies and policies to increase demand for sharia instruments among the younger generation.Originality – Indonesia's population is dominated by the younger generation who are the main potential investors in the future. This research contributes to attracting young investors to invest in Islamic mutual funds in Indonesia so that Islamic finance is increasingly developed.

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Understanding the Intention of Millennial Generation on Investment Through the Financial Technology Application

Cited by 4 publications

References 20 publications

The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions

The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions

Perception of Generation Z on Stock Market Investment in Rajkot City

Why does the young generation invest in sharia mutual funds on the Bibit platform?

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