Understanding the Convenience of Mobile Banking Adoption for Banking Customers in the Millennials Generation

Abstract

The goal of this study is to see how different aspects of online convenience affect the desire to utilize mobile banking. The population and sample of this study were 240 customers who are millennials and use M-Banking in 3 big cities in East Kalimantan Province, namely Samarinda, Balikpapan, and Tenggarong. According to the findings of this study, access convenience, search convenience, evaluation convenience, and post-benefit convenience all have an impact on the desire to use M-Banking. Next, the result shows that the intention to adopt M-Banking has an effect on the adoption of M-Banking. The results of this study can be used as suggestions for banks in improving services using the M-banking platform to make it more comfortable.

Financial Inclusion: Factors Influencing on Customer Adoption of Mobile Banking Services in Bangladesh

“…Convenience is linked to perceived ease of use (PEOU) and perceived usefulness (PU), whereas relative advantage is linked to time and cost. A relationship is established between the two variables as a result of the fact that the two factors, when combined, can either positively or negatively influence adoption (Adhimursandi et al, 2021). There are other aspects of convenience that are incorporated that are related to trust, such as perceived usefulness, which refers to the capability of the service provider to provide the appropriate service (Alam, 2014).…”