Understanding Characteristics Of Likely Marketplace Enrollees And How They Choose Plans

Abstract

In 2015, adults likely to have enrolled in the Affordable Care Act Marketplace were predominantly non-Hispanic whites and, on average, older and more aware of the availability of Marketplace subsidies than adults who remained uninsured. Enrollees were also significantly more likely than adults who remained uninsured to rely on some type of application assistance instead of exclusively looking for information through the Marketplace website.

Consumer Health Insurance Shopping Behavior and Challenges: Lessons From Two State-Based Marketplaces

“…Our response rate of 33% is also a limitation. However, this is comparable or higher than other recent survey studies in similar populations (Blavin, Karpman, & Zuckerman, 2016; Shartzer, Long, & Anderson, 2016), and we are able to observe that responders were similar to nonresponders on several key characteristics and to weight findings for nonresponse using other available data on nonresponders.…”

Adverse Selection into and within the Individual Health Insurance Market in California in 2014

“…The response rate in our survey was 39 percent, although it is considerably higher than that of other surveys of similar populations (Blavin, Karpman, and Zuckerman ). It also compares favorably with the CHIS surveys, which have response rates of 12.9 percent and 16.0 percent for the landline and cell phone modalities, respectively.…”

Marketplaces Helped Drive Coverage Gains In 2015; Affordability Problems Remained

“…There is now strong evidence that insurance coverage has increased and that access to and affordability of care have improved under the ACA. [1][2][3] Only a few studies have explicitly examined Marketplace coverage, [4][5][6][7] however, and no study has used federal survey data to explore Marketplace differences between expansion and nonexpansion states.…”