“…The introduction of students to their chosen STEM field of study is a major step toward enriching their academic identity development (e.g., [11], [12], and [13]), expressly for URM students who most often do not have direct access to STEM role models and social and financial support systems [14] [15]. Similarly, introductory university courses can be strategically designed to positively influence the academic preparedness and motivation of students to succeed along their chosen careers (e.g., [10], [16], [17], and [18]). Moreover, the curriculum design of introductory university courses should incorporate learning opportunities that are meaningful and can fulfill the needs and challenges of the targeted student population; in this case, to develop their finance and money management skills.…”