Type of Agreement and Default Case Settlement for Debtors of Sharia Pawnshop in Banda Aceh, Indonesia

Abstract

An agreement should meet requirements regulated in Article 1320 of the Civil Code, and agreement for Sharia Pawnshop is without exception. The province of Aceh is the strongest base for Sharia pawnshop. There are two factors considered essential regarding the Sharia Pawnshop in Banda Aceh, i.e. the type of agreement between debtors and the shop and the settlement of default dispute. To examine those two factors, the author conducted an empirical study with a descriptive-analytical approach. The research results showed that the contract between the Pawnshop and the debtors was stated in the form, agreed upon and filled in by both parties.

Literature Study Analysis of Sharia Pawnshops in Indonesia

“…3 Descriptive 6 15,79 (Nasution, 2016), (Putri, 2016), (Budiman et al, 2017), (Luluk Wahyu Roficoh, 2018), (Manahaar, 2019), (Tulasmi & Mukti, 2020) 4 Qualitative Descriptive 12 31,58 (Panjaitan, 2015), (Wandira, 2016), (Suharja, 2016), (Anggadini, 2017), (Marhani, 2017), (Surepno, 2018), (Harahap, 2019), (Sinambela, 2019), (Setyaningrum & Khotijah, 2020), (Hidayat & Zulhelmy, 2020), (Kaddi et al, 2020), (Muhsin & Masse, 2020) 5 Quantitative Descriptive 1 2,63 (Pramudya, 2019) 6 Empiris 3 7,89 (Karnawijaya, 2019), (Fedro et al, 2019), (Armiya et al, 2020) From the table, it can be described as follows: Zakariyya Al-Anshary, tt: 328). Thus, al-Rahn's linguistic understanding as revealed above is permanent, eternal and holds an item as a debt binder.…”

“…Based on the literature year related to sharia pawnshops for the 2015-2020 period, the following results were obtained : 1) 2015 : 5 literature (Muthmainah & Cholil, 2015), (Irfan, 2015), (Mahmudahningtyas, 2015), (Hadijah, 2015), (Panjaitan, 2015) 2) 2016 : 4 literature (Wandira, 2016), (Suharja, 2016), (Putri, 2016), (Nasution, 2016) 3) 2017 : 6 literature (Anggadini, 2017), (Marhani, 2017), (Wahab, 2017), (Budiman et al, 2017), (Habibah, 2017), (Rukmanasari, 2017) 4) 2018 : 2 literature (Surepno, 2018), (Luluk Wahyu Roficoh, 2018) 5) 2019 : 13 literature Afdhila, 2019;Dwihapsari et al, 2019;Ellysa & Hidayah, 2019;Fedro et al, 2019;Harahap, 2019;Karnawijaya, 2019;Manahaar, 2019;Perwasih, 2019;Pramudya, 2019;Sari, 2019;Sinambela, 2019;Ulwiyah & Dwi Ayuningtyas, 2019) 6) 2020 : 8 literature (Armiya et al, 2020;Hidayat & Zulhelmy, 2020;Kaddi et al, 2020;Muhsin & Masse, 2020;Rahmawati & Mutmainah, 2020;Saputri & Dewi, 2020;Setyaningrum & Khotijah, 2020;Tulasmi & Mukti, 2020) This can be explained in the following From the table, it can be described as follows:…”

“…Based on the place of research related to the sharia pawnshop literature for the 2015-2020 period, the following results were obtained : a) Medan : 2 literature (Harahap, 2019), (Sinambela, 2019) b) Jawa Timur :5 literature (Luluk Wahyu Roficoh, 2018), (Fedro et al, 2019), (Afdhila, 2019), (Sari, 2019), (Mahmudahningtyas, 2015) c) Jawa Barat : 3 literature (Habibah, 2017), (Dwihapsari et al, 2019), (Manahaar, 2019) d) Jawa Tengah : 8 literature (Setyaningrum & Khotijah, 2020), (Rahmawati & Mutmainah, 2020), (Muthmainah & Cholil, 2015), (Ulwiyah & Dwi Ayuningtyas, 2019), (Karnawijaya, 2019), (Rukmanasari, 2017), (Anggadini, 2017), (Surepno, 2018), e) Kalimantan :1 literature (Nasution, 2016) f) Sulawesi : 5 literature (Marhani, 2017), (Wandira, 2016), (A, 2019), (Muhsin & Masse, 2020), (Kaddi et al, 2020), g) Yogyakarta : 2 literature (Ellysa & Hidayah, 2019), (Tulasmi & Mukti, 2020) h) Lampung : 5 literature (Suharja, 2016), (Perwasih, 2019), (Pramudya, 2019), (Saputri & Dewi, 2020), (Putri, 2016) i) Riau : 3 literature (Hidayat & Zulhelmy, 2020), (Wahab, 2017), (Irfan, 2015) j) Bali : 1 literature (Hadijah, 2015) k) Aceh : 2 literature (Armiya et al, 2020), (Budiman et al, 2017), l) Jakarta : 1 literature (Panjaitan, 2015) (Fedro et al, 2019),…”