“…Unsurprisingly, the level of damage sustained by homes has significant debilitating effects on both short and long-term recovery (Zhang & Peacock, 2010;Peacock et al, 2014). However, damage levels are a function of the hazard agent itself and are related to housing conditions associated with housing type and tenure (Maly & Shiozaki, 2012) neighborhood characteristics such as income and race/ethnicity (Bolin, 1982(Bolin, & 1985Bolton, 1983 and1986;Peacock & Girard, 1997;Van Zandt, Peacock, Henry, Grover, Highfield, & Brody, 2012;Gotham, 2014;. This relationship between high levels of damage and social vulnerability factors results from filtering (Grigsby, 1963;Myers, 1975) whereby older, lower valued, and poorer quality homes often house low-income and minority populations (Van Zandt et al, 2012;Peacock et al, 2014).…”