Time matters less: Variance partitioning of return on equity for banks in Uganda

Jitmaneeroj, Boonlert; Ogwang, John

doi:10.1016/j.heliyon.2023.e20581

Cited by 2 publications

(2 citation statements)

References 63 publications

(100 reference statements)

Supporting

Mentioning

Contrasting

Order By: Relevance

“…al., (2022), Akhtar, et. al., (2022), Jitmaneeroj & Ogwang (2023), and Rumaly (2023) which found that asset size, operating cost to loans ratio, total equity to debt ratio, and inflation exert a significant negative impact on ROE, highlighting the challenges associated with growth, cost efficiency, leverage, and inflationary pressures. In contrast, Sobol et.…”

Section: The Results Of the Hausman Test And Panel Regression Analysismentioning

confidence: 99%

A Cross-Country Analysis of Islamic Bank’s Performance in Malaysia and Indonesia

Qomar,

Rusgianto,

Muttaqin

et al. 2024

JES

View full text Add to dashboard Cite

This study aims to examine the financial performance of Islamic banks in Indonesia and Malaysia, with a specific focus on optimizing shareholder value. The assessment includes efficiency, market share, interest rates, inflation and economic growth as crucial criteria in comprehending the success of Islamic banks in each country. The secondary data is derived from the annual reports of 25 Islamic banks in Indonesia and Malaysia, with a focus on characteristics pertaining to operational efficiency and market share. Furthermore, data is obtained from Bank Indonesia (BI) to gather statistics regarding inflation, interest rates, and GDP growth from the years 2018 to 2021. The study used panel data regression with a random effects model as the most accurate estimator. The results of the panel data regression analysis suggest that inflation has a favorable effect on return on equity (ROE), while GDP growth has a beneficial impact on return on assets (ROA). This research highlights the importance of enhancing inflation risk management and making strategic adaptations to the business plans of Islamic banks in Malaysia and Indonesia. This research enhances the scholarly comprehension of the variables affecting the efficiency of Islamic banks in diverse economic conditions.

show abstract

Section: The Results Of the Hausman Test And Panel Regression Analysismentioning

confidence: 99%

A Cross-Country Analysis of Islamic Bank’s Performance in Malaysia and Indonesia

Qomar,

Rusgianto,

Muttaqin

et al. 2024

JES

View full text Add to dashboard Cite

show abstract

“…To understand this unexpected result, it's crucial to consider the multifaceted nature of ROE. It encompasses various factors such as profit margin, total investment turnover, and the equity multiplier (Jitmaneeroj & Ogwang, 2023).…”

Section: Unexpected Role Of Roe In Moderating Sme Financingmentioning

confidence: 99%

Does ROE Moderate the Impact of Temporary Shirkah Funds on SMEs Financing in Indonesia?

Arisnawati

2024

SJEKI

View full text Add to dashboard Cite

This study investigates the impact of temporary shirkah funds on the financing of Small and Medium Enterprises (SMEs) in Indonesia, using Bank Syariah Indonesia (BSI) as a sample. The Return on Equity (ROE) is utilized as a moderating variable. Employing a quantitative approach, secondary data was collected from BSI’s quarterly reports on the Indonesia Stock Exchange for the period of 2019-2021. The data was analyzed using Moderated Regression Analysis (MRA) with the Eviews 9 application. The results indicate that temporary syirkah funds have a significant partial effect on SMEs financing. However, ROE does not moderate the relationship between temporary syirkah funds and SMEs financing in BSI. These findings provide valuable insights for future researchers to further explore SME financing and highlight the importance of government support for Islamic banks in their efforts to finance SMEs, given the crucial role these enterprises play in the real sector and in bolstering the Indonesian economy. This study contributes to the growing body of literature on Islamic finance and SME financing, offering practical implications for policymakers and Islamic financial institutions.========================================================================================================ABSTRAK – Apakah ROE Memoderasi Pengaruh Dana Syirkah Temporer terhadap Pembiayaan UKM di Indonesia? Penelitian ini mengkaji pengaruh dana syirkah temporer terhadap pembiayaan Usaha] Kecil dan Menengah (UKM) di Indonesia dengan sampel pada Bank Syariah Indonesia (BSI) sementara Return on equity (ROE) dijadikan sebagai variabel moderasi. Menggunakan pendekatan kuantitatif, data penelitian dikumpulkan dari laporan triwulanan BSI di Bursa Efek Indonesia (BEI) untuk periode 2019-2021. Data dianalisis menggunakan Moderated Regression Analysis (MRA) dengan aplikasi Eviews 9. Hasil penelitian menunjukkan bahwa dana syirkah temporer memiliki pengaruh parsial yang signifikan terhadap pembiayaan UKM, tetapi ROE tidak memoderasi hubungan antara dana syirkah temporer dengan pembiayaan UKM di Bank Syariah Indonesia. Temuan ini dapat menjadi dasar bagi peneliti selanjutnya untuk lebih mengeksplorasi pembiayaan UKM dengan fokus urgensi dukungan pemerintah bagi bank syariah dalam pembiayaan UKM, mengingat peran penting yang dimainkan oleh usaha-usaha ini di sektor riil dan dalam mendorong perekonomian Indonesia. Studi ini berkontribusi terhadap pengembangan literatur tentang keuangan syariah dan pembiayaan UKM, memberikan implikasi praktis bagi pembuat kebijakan dan lembaga keuangan syariah.

show abstract

Time matters less: Variance partitioning of return on equity for banks in Uganda

Cited by 2 publications

References 63 publications

A Cross-Country Analysis of Islamic Bank’s Performance in Malaysia and Indonesia

A Cross-Country Analysis of Islamic Bank’s Performance in Malaysia and Indonesia

Does ROE Moderate the Impact of Temporary Shirkah Funds on SMEs Financing in Indonesia?

Contact Info

Product

Resources

About