Based on the perspective of digital finance and technological innovation, this paper analyzes its application in economic development, green economy, and sustainable development. With the continuous development of technological economy, methods such as artificial intelligence, Internet of Things, big data, and cloud computing become increasingly mature. Economic development is inseparable from the empowerment of technology. In this paper, firstly, we introduce the basic concepts and main forms of digital finance and technological economy and list the cutting-edge technologies including blockchain, VR, sharing economy, and other modes. Then, we analyze the application trend of technology economy. Finally, we analyze the examples of digital finance and technological innovation in detail, including tourism economy, digital marketing, sharing economy, smart city, digital healthcare, and personalized education, three hot topics of technology intersection and integration. In the end, we put forward prospects for the development of a digital economy, digital finance, and technological innovation.