The Role of Islamic Religiosity on the Relationship Between Risk, Trust, and Intention to Use Digital Payments During the COVID-19 Pandemic

Sutarso, Yudi

doi:10.18196/ijief.v5i2.13990

Cited by 3 publications

(5 citation statements)

References 55 publications

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“…According to him, information media and religiosity are the key factors in a person's perception of paying cash waqf. Similar to the results of an empirical study by Sutarso (2022) shows that religiosity will affect a person's behaviour. The survey results from Qurrata et al (2020) show that religiosity affects Muslims' perception of paying cash waqf.…”

Section: Moderation Of Religiosity On Altruism and Intention To Endow...supporting

confidence: 83%

“…People with an altruistic attitude believe in waqf institutions and have higher religiosity tend to have a higher intention to participate in waqf than those with lower religiosity. This result is related to the findings of (Sutarso, 2022), in which religiosity cannot be used as an antecedent because of different time frames. But organizations can use religiosity to help develop marketing strategies for their products.…”

Section: Discussionsupporting

confidence: 71%

“…Islam's role is visible in the religious life and the socio-economic and business worlds (Sutarso, 2022). The function of religiosity can be seen in small and medium-sized enterprises where religion positively impacted efforts to survive during the pandemic in recent years (Utomo, 2020).…”

Section: Introductionmentioning

confidence: 99%

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Determinants of the Intention to Participate in Waqf: Altruism, Trust, and Religiosity

Nuryitman¹

2022

AJIM

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This study aims to determine community groups' behavior in participating in waqf. One of the motives that waqf marketers must capture is altruistic behavior in waqf. Altruism is a feeling of wanting to prosper others so that personal interests are sometimes not always important. The feelings of people who always want to help others must be seen and converted into one of the marketing tools in the future. Religiosity is proposed as a moderation of one's altruistic nature in participating in waqf. This study uses the Partial Least Square – Structural Equation Model (PLS-SEM) model, with a total of 61 active waqf in Indonesia. The main finding revealed that altruism significantly affected trust, although it did not affect the intention to participate in waqf. Another significant result reveals that Islamic religiosity moderates the effect of altruism on the intention to participate in waqf if the customer (wakif) has felt trust. In this case, someone with a higher level of religiosity has a greater intention to participate in waqf compared to those with lower religiosity. The significant contribution of this research is the developed theory about the relationship between altruistic attitude, belief, and intention to participate in waqf. This study also recommends practitioners making marketing strategies (segmentation-targeting-positioning) that use customer journeys in altruistic and religious programs. The marketing program is structured in order to find the interest of new wakif candidates as well as to prove credibility so that it will gain trust and in the end will increase a person's intention to participate in waqf.

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Section: Moderation Of Religiosity On Altruism and Intention To Endow...supporting

confidence: 83%

Section: Discussionsupporting

confidence: 71%

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Determinants of the Intention to Participate in Waqf: Altruism, Trust, and Religiosity

Nuryitman¹

2022

AJIM

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“…He argues that the main factors influencing a person's decision to make a waqf donation are the medium of information and religiosity. Empirical research conducted by Sutarso (2022) reveals that religiosity has impact on behaviour. The study additionally verified that Muslims' opinions about participating in financial waqf are impacted by their degree of religiosity.…”

Section: Hypothesis Developmentmentioning

confidence: 99%

Philanthropic Impact of Investing Via Waqf-Featured Unit Trust Funds: Determinant Factors Influencing the Participation in Waqf Unit Trust Funds in Malaysia

Sulaiman,

Abdul Shukor,

Mursidi

et al. 2024

IJIF

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Purpose — Waqf unit trust funds are a form of value-based impact investing that combines financial investment with philanthropic goals through waqf (Islamic endowment). This study uses the theory of planned behaviour (TPB) to investigate the factors that influence people’s intentions to participate in waqf unit trust funds in Malaysia. Furthermore, the study investigates the function of religion as a moderator in predicting an individual’s intention to engage in waqf unit trust funds. Design/Methodology/Approach — Four hundred and four completed survey questionnaires have been obtained. Descriptive analysis and Partial Least Square–Structural Equation Modelling (PLS-SEM) are performed to analyse the data. Findings — The findings show that an individual’s intention to engage in waqf unit trust funds is influenced by attitude, subjective norms, perceived behaviour control, and moral norms. Furthermore, religiosity influences the relationship between moral norms and the intention to join in waqf unit trust funds. Research Implications and Limitations — Findings from this study which focuses on Muslims’ involvement in recently established waqf unit trust funds can be used by the waqf unit trust managers in Malaysia to develop appropriate marketing strategies in encouraging Muslim participation in waqf unit trust funds. Participation in waqf unit trusts is not limited to Muslims; hence, future studies can be conducted to cover a wider base of respondents among non-Muslims.

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“…Pengukuran konstruk penelitian ini diambil dari item pernyataan penelitian sebelumnya, yaitu: citra masjid (Konecnik & Gartner, 2007;Budiman, 2021), kemudahan akses (Gia-Shie Liu & Pham Tan Tai, 2016), kepercayaan (Sutarso & Budi Setyawan, 2022), intensi berqurban (Gia-Shie Liu & Pham Tan Tai, 2016), dan religiusitas (Sutarso, 2022) Berdasarkan tabel 2, rata-rata nilai item pernyataan ada pada interval antara 5.291 (RG3) dan 6.589 (CM1). Sedangkan untuk std.…”

Section: Metode Analisis Dataunclassified

Pengaruh Brand Image dan Kemudahan Akses terhadap Minat Berqurban di Masjid dengan Moderasi Religiusitas

Azizah Alpha,

Sutarso

2023

IJIEB

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The condition of the majority Muslim population in Indonesia has a very significant potential for qurban (sacrifice). The development of community interest in qurban increases every year. This is because the organization of qurban slaughtering has become a routine for Muslim communities. Additionally, qurban also serves as a driving force for the economy and culture. The recommended location for qurban is the same as the place for Eid prayers, where mosques are one of the main choices for qurban. Factors influencing the community's interest in performing sacrifices in mosques are one of the aspects that need attention. Therefore, research is conducted to analyze these factors. However, it is not impossible for qurban to be performed elsewhere. This research involves 158 respondents from the Muslim community in Sidoarjo. Data is collected using Purposive Sampling and processed using SmartPLS. The data processing results indicate that brand image does not directly influence, but indirectly, with trust as a mediator, it has an effect on the interest in performing qurban in mosques. Direct and indirect ease of access, using trust as a mediator, has an effect on interest. Meanwhile, religiosity cannot moderate the relationship between brand image and ease of access to the interest in performing qurban in mosques.

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The Role of Islamic Religiosity on the Relationship Between Risk, Trust, and Intention to Use Digital Payments During the COVID-19 Pandemic

Cited by 3 publications

References 55 publications

Determinants of the Intention to Participate in Waqf: Altruism, Trust, and Religiosity

Determinants of the Intention to Participate in Waqf: Altruism, Trust, and Religiosity

Philanthropic Impact of Investing Via Waqf-Featured Unit Trust Funds: Determinant Factors Influencing the Participation in Waqf Unit Trust Funds in Malaysia

Pengaruh Brand Image dan Kemudahan Akses terhadap Minat Berqurban di Masjid dengan Moderasi Religiusitas

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