The role of financial technology on development of MSMEs

E-commerce is a general concept in the process of buying and selling products or services through the internet network. The Technology Acceptance Model theory explains the factors that influence the behavior of users of information systems, The purpose of this study is to obtain empirical evidence of the effect of perceived usefulness, perceived ease of use, subjective norms, and quality of information on interest in using e-commerce. This research was conducted on all active college students majoring in Accounting class 2016 at the Faculty of Economics and Business, Udayana University, totaling 115 college students. The sampling method used in this study was saturated sampling and the data analysis technique in this study used multiple linear regression analysis. Based on the analysis conducted, it was found that perceived usefulness, perceived ease of use, subjective norms and quality of information had a positive effect on the interest in using e-commerce. Keywords: Perceived Usefulness; Perceived Ease Of Use; Subjective Norms; Information Quality; E-Commerce.

Section: Pendahuluanunclassified

Persepsi Manfaat, Persepsi Kemudahan, Norma Subjektif, Kualitas Informasi dan Minat Penggunaan: Studi pada Pengguna E-commerce

Aditya

Putra

2021

“…Sistem informasi akuntansi dianggap sebagai faktor penting dalam pencapaian kinerja yang lebih besar terutama dalam proses pengambilan keputusan (Ariyanto et al, 2020) dan (Candraningrat et al, 2020). Sistem Informasi Akuntansi (SIA) dapat menambah nilai bagi suatu perusahaan dengan menghasilkan informasi yang akurat dan tepat waktu (Al-Eqab & Adel, 2013).…”

Section: Pendahuluanunclassified

Efektivitas Sistem Informasi Akuntansi, Budaya Organisasi dan Kinerja Karyawan di Lembaga Perkreditan Desa Kecamatan Tegalalang

Dwipayana

Suputra

2021

Employee performance is a level of overall success for a person in carrying out a task. Good employee performance is driven by the effectiveness of the accounting information system and organizational culture. The purpose of this study was to provide empirical evidence in the effect of the effectiveness of accounting information systems and organizational culture on employee performance. This research conducted at the Village Credit Institutions in Tegalalang District. The number of respondent taken was 121 employees, with a purposive sampling method. Data collection was carried out using a questionnaire. The analysis technique used is multiple linear regression. The results showed that the effectiveness of the accounting information system and organizational culture had a positive effect on employee performance. Keywords: Effectiveness of Accounting Information Systems; Organizational Culture; Employee Performance.

“…Tingkat kesehatan bank dapat dinilai melalui rasio keuangan perbankan. Bank Indonesia lebih mementingkan penilaian profitabilitas yang diukur menggunakan aset yang sebagian besar dananya berasal dari dana pihak ketiga yang merupakan dana simpanan masyarakat (L. Ali & Dhiman, 2017), (Candraningrat et al, 2021), (Dendawijaya, 2009), dan (Sjahrifa et al, 2018). Berdasarkan Surat Keputusan Direktur Bank Indonesia Tahun 2004 No.…”

Section: Pendahuluanunclassified

Kecukupan Modal, Risiko Kredit, Rasio BOPO, dan Likuiditas pada Profitabilitas Bank

Wisaputri

Ramantha

2021

Profitability is the ability of a bank to make a profit through the use of its assets. The health and stability of a bank is very important for the country's economy as well as for the business sector and for its customers. Banking financial ratios can be used to assess a bank's soundness. The purpose of this research is to gather empirical evidence about the impact of Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Operational Cost of Operating Income (BOPO), and Loan to Deposit Ratio (LDR) on the profitability of conventional banks listed on the Indonesia Stock Exchange from 2017 to 2019. The research was carried out by examining the annual financial reports available on the IDX website. Purposive sampling was used as the sampling method. This study's sample consisted of 40 banking institutions. Multiple linear regression is used in the data analysis technique. Better capital adequacy and liquidity increased banking companies' ability to generate profits, according to the findings. Meanwhile, higher credit risk and BOPO ratios can limit a bank's ability to generate profits. Keywords: Capital Adequacy; Credit Risk; BOPO; Liquidity; Profitability.